The Harper Herald (Harper, Tex.), Vol. 68, No. 116, Ed. 1 Tuesday, August 6, 1996 Page: 6 of 6
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Page 6 The Harper Herald August 6,1906
Common Sense Health Care Reform
Although most Texans are
satisfied with their own health
-care now. skyrocketing costs have
crept into our health care system,
creating a lot of uncertainty about
the future of health care.
Congress takes concerns about
the health care system seriously--
too seriously to rush into changes
that could threaten the best health
care system in the world. The
House arid Senate have approved
plans that will fix what’s wrong
without scrapping the advantages
of a competitive system that
continues to deliver ever higher
levels of care.
Congress is very close to final
agreement on "The Health Cover-
age Availability and Affordability
Act" that will address the major
concerns without the radical
surgery of a government takeover
of health care.
This bipartisan plan will end
concerns about losing insurance
coverage because of pre-existing
conditions. And it will end
concerns about losing insurance
coverage or having to change
insurers just because you change
jobs.
The plan will also aggressively
attack the fraud and abuse that have
contributed to the sharp increases
m hospital and doctors’ bills. The
staggering cost increases have
Your Voice
in Washington
Congressman
Lamar Smith
threatened the general availability
of reasonably priced health insur-
ance and are responsible for the
insecurity many Americans feel
about health care.
less time filling out complex,
unwieldy forms.
“The Health Coverage Avail-
ability and Affordability Act” will
also provide tax credits for the
Health Care Inflation
Without Congress' Reforms
$0.4
$ Trillion
1965 1980 1985 1990 1995 2000 2005
Source: Congressional Budget Office
Congress’ plan will also fight
cost increases by simplifying the
medical paperwork shuffle so that
health professionals can spend
more lime treating patients and
purchase of long-term care insur-
ance to help senior citizens who
are worried about being able to
pay their bills.
Finally, Congress' reform plan
will create a new option for health
insurance called Medical Savings
Accounts. Unlike previous failed
health reform proposals, no one
would be forced into an MSA or
any other type of plan. But for
employers and workers who
choose MSAs, they offer enor-
mous potential to help control
costs while providing individuals
more control over their own
health decisions.
Businesses or individuals
would receive a tax incentive to
set up Medical Savings Accounts
for their employees or them-
selves. They could draw from
those accounts to pay regular
medical bills. For serious
problems, such as those that
require a stay in a hospital, health
insurance would ensure prompt
and reasonable coverage.
Congress has taken the time to
confirm that these reforms will
fix the problems we have with
health care without creating a host
of new problems associated with
the large and frightening national
health care bureaucracy that had
been hastily proposed a couple
years ago.
My office in Washington is
here to serve the needs of the
21st District. Please don’t
hesitate to call at 202-225-4236.
“By George! It works!” user crows. 1
Little-known ‘vitamin’
makes love grand
McKinney, TX—Little did Dr. Philip
Handler know, back in 1941, that his
newly discovered nutrient “Vitamin
15” would one day have men and
women all over the country smiling
quietly to themselves.
Today, N,N-Dimethylglycine (DMG)
is no longer classified as a vitamin.
But it has changed the lives of thou-
sands of men and their mates.
A naturally occurring nutrient
sold under the brand name Nutri-
Surge (but more often called simply
“The Love Pill”), DMG works by
increasing energy, improving metab-
olism, enhancing oxygen utilization
and increasing the flow of blood to
key areas of the anatomy.
NutriSurge has a cumulative
effect: the more you take it, the bet-
ter it works. Most users take two,
but up to six tablets may be taken
daily. Satisfaction is guaranteed.
See for yourself why thousands
swear by NutriSurge. Send $29.95
plus $4.95 postage & handling for a
60-tablet supply to TDM Research,
Dept. NSC30.123 South St, Oyster
Bay NY 11771. Or call toll free 1-800-
645-9199 and ask for Operator C30
Use the whole supply; then, if you
are not completely satisfied, return
the box for a full refund.
Gillespie County Fair
Pari-mutuel horse racing continues at the Gillespie County Fair
Grounds in Fredericksburg on Saturday and Sunday, Aug. 10-11,
with the Gillespie County Race Meet.
Gates open at 11 a.m. both days at the Class III racing facility.
Post time each day is 1 p.m. The two-day event is sponsored by
the Gillespie County Fair and Festivals Association, Inc.
As at all race meets held at the Gillespie County Fair Grounds, the
two-day event will feature a slate of quarter horse and thoroughbred
races as well as trials for the 1996 Gillespie County Fair Futurity.
Trials for the 330-yard 79 and Under Allowance will be run on
Saturday while on Sunday, trials will be run for the 1996 Giliespie
County Fair Aug. 23-25.
Admission is $4 for adults, $1 for children six to 12 years of age
and free for children under six. Reserved seats are $7 and box
seats are $9.
Box seats and reserved seats are located under a covered
grandstand while general admission seating is in the grandstand as
well as in the biergarten.
Throughout the weekend, a variety of food and drink will be
available.
The 1996 racing season at the Gillespie County Fair Grounds will
conclude with two days of pari-mutuel action on Saturday and
Sunday, Aug. 24-35.
The Gillespie County Fair and Festivals Association is a non-profit
organization whose proceeds are given back to the community in
the form of scholarships for students graduating from county high
schools. The organization is run by a board of directors made up
entirely of volunteers.
The Gillespie County Fair Grounds is located two miles south of
downtown Fredericksburg on Texas Highway 16.
For more information on the Gillespie County Race Meet or for
reserved seating, contact the Gillespie County Fair and Festivals
Association, Inc. at 210-997-2359.
GBRA Clarifies Public Use Of
Water From Rivers and Lakes
The current drought may be raising public awareness about the
need to conserve water, but ifs also provoking lots of questions
about when and how that water can be used, said Gradalupe-Blanco
River Authority (GBRA) general manager Bill West, Jr.
One of the most confusing areas concerns the use of water by
people living adjacent to rivers and lakes for personal 'domestic and
livestock' purposes. According to West, "people are not sure
whether they need permits from the State for these small
diversions. Some folks also seem to think that conservation
requirements dont apply to their diversions."
West explained that the Texas Natural Resource Conservation
Commission, or TNRCC, is the state agency repsponsible for
regulating surface water pumped or diverted from Texas lakes and
rivers. Major users, such as cities, industries and large agricultural
enterprises, must apply to TNRCC for a state water permit in order
to divert water and must submit annual reports accounting for that
water use. As of July 10, TNRCC announced it is suspending the
review of applications for temporary water permits in most Texas
river basins because of water scarcity due to drought conditions.
Individuals who only need a small amount of water for domestic
and livestock purposes are exempt from permit requirements under
Section 142, paragraph (a) of the Texas Water Code (although in
some cases a contract may be needed). This exemption includes
such uses as watering a lawn or home garden and providing water
to a few animals.
"People who qualify for this permit exemption should still be
careful of their water use while we're in the midst of this serious
drought," said West. "Everyone should be practicing conservation
and consider their neighbor's need for water as well as their own.
Abuse of this exemption only creates additional problems."
Regarding the exemption, West said it should not be interpreted to
include the watering of acres of orchards and farmland, or large
cattle farms and dairies. "Anyone who has questions about whether
they need a water permit should contact the South Texas
Watermaster's office in San Antonio at 1-800-733-2733 or call
GBRA at (210)379-5822.
Ranch Estate Planning
Seminar Set
1
fHP
4
"A properly drawn estate plan js When somebody other than
may «nn nnn"y ^ ^4 y0Ur intended beneficiary in Wa^hingto^D.aresemblel
over $200,000 in estate taxes, ultimately get the gifted property, a Greek temple.
This statement made by Wayne -pw0 problems that affect family
A. Hayenga, Texas Extension operations—planning for inflation
Economist and Attorney, and growth needs of the
assumes a lot of information, a pusioness will be discussed,
married couple who "like each Another topic how to be fair
other and want to care for each among all children when one
other, who have a ranch worth $1 js interested in the ranch
million or more, and want to pass and others are not, will be
it on to their children.
This is an eye opening fact for
addressed.
Some opossums spend up
to 80 percent of their lives
The speaker, Wayne A. sleeping or dozing,
many ranchers. In fact, many Hayenga, is a Professor and
people only worry about estate Extension Specialist with the
planning if they hear of a friend's Texas Agricultural Extension
"problem" in selling a ranch to service. An agricultural
pay estate taxes. But, Hayenga economist and attorney, Dr.
continued, for many families the Hayenga works extensively with
estate tax savings are not as farmers> ranchers and
large as income tax savings if famj|y_OWned firms in financial,
they have a properly prepared business and estate tax planning. Cut off the bottom of a plastic
estate plan. He js a member of the Texas and bleach container at an angle and
A two-day seminar talking about American Bar Associations and c? hJarStnu6 3nd y°U
these complicated tax topics will the AmeriCan Agricultural Law 9 V'
be held at College Stateion on Assocjatjon. He is active in the
August 11 and 12 at Texas A&M Agricultural Law Committee of
University in conjunction with the the State Bar of Texas.
Annual Beef Cattle Shortcourse. Dr Hayenga is an excellent
The seminar is structured to communjcator. He delivers a
help ranchers learn how to lower top.notch educational program,
their tax burden and ease emphasizing key points with an
administrative burdens that affect entertaining style, illustrating
301
y/xr///M
If you spill something in the
estate and income
tax law oven whi,e baking, sprinkle
some salt over it immediately.
passing their estates to their
loved ones. In addition to povjsjons wjth practical examples This will make the cleaning up
discussing estate planning ^at maj^e learning a pleasure, later much easier,
systems, tax savings possibilities His teaching makes full use of his
will be discussed using broad background and practjca|
corporations, partnerships and eXperienCe as a farmer, lender
trusts when family members are and jawyer
involved in the business. The registratjon fee is
Making gifts to avoid estate and registration information is
taxes will be discussed also. avai|ab|e from Wayne A
•There are three problems with Hayenga, Carol Sabo or Christine
making gifts-the first is dying Eubank Rhone: (409) 845-2226
poor; the second is the adverse , 3
income tax consequences the gift
can cause the recipient; the third i,
Before trying to remove a
splinter from a child’s finger,
first numb it with ice.
GILLESPIE COUNTY RACE MEET
Saturday & Sunday, August 10-11
at the Gillespie County Fair Grounds
in Fredericksburg
mm
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m
.
•• ;;.........I I I Miai
-
* •
Gates Open 11 a.m. • Post time is 1 p.m. each day.
Admission: $4 Adults • $1 Children 6-12
Free Under 6 • $7 Reserved Seating • $9 Box Seats
Advance tickets for the
Shenandoah concert at the
SfflSSSXS."
the 9ate*
For More Information Call 210-997-2359
Kerrville Seminar To
Detail Increased Benefits
For Texas Veterans
Did you know Texas veterans
now have $110,000 in special
low-interest loans available for
the purchase of a home, land, or
to make home improvements?
That's the message the Texas
Veterans Land Board, (VLB) is
bringing to Kerrvile on Thursday,
August 15, when the VLB hosts a
public seminar on the special
state benefits exclusively for
Texas veterans.
The seminar is set for 7 p.m. at
the V.A. Hospital, Building 1
Auditorium, 3600 Memorial Blvd.
in Kerrville. Registration begins
at 6:30 p.m.
"The Veterans Land and
Housing Programs have never
been more popular than they are
today," said Texas Land
Commissioner Garry Mauro.
"And there's no question that Kerr
and surrounding counties are the
most popular places to buy land
or homes. This is far and away
the number one region of interest
for our Texas veterans."
The VLB recently increased the
maximum amount of a VLB land
loan frm $20,000 to $40,000.
This means veterans who want
to buy land will how have the
option of borrowing $20,000 at
6.65 percent or $40,000 at 8,85
percent. Both carry a 30-year
term and require a 5 percent
downpayment.
Mauro, who serves as chairman
of the VLB, said the increase in
benefits means veterans now
have $110,000 in special
low-interest loan benefits to use.
"I want to urge every veteran
and real estate professional to
attend this seminar and find out
more about these outstanding
programs that have enabled more
than 150,000 Texas veterans to
buy a home, land or make
needed home improvements, "
Mauro said.
Mauro said the VLB currently
has more than $100 million
available for direct home loans at
rates as low as 6.0 and 6.5
percent interest.
"The Texas veterans home loan
program is far and away the best
deal in today's home buying
market," Mauro said. "And
Texas veterans are responding in
record numbers to rates that are
way below the current market.
These programs can offer you
substantial savings on a 15 and
30-year mortgage and allow you
to get more home for your
money."
Mauro said there are more than
12,000 veterans in Kerr, Bandera,
Real, Gillespie, Kendall and
surrounding counties that are
eligible for the special state
benefits but have never taken the
time to get the details of these
outstanding programs.
The seminar is free and open to
the public. Those attending will
be able to get the latest
information on the state’s three
unique low-interest loan programs
for Texas veterans.
"Recent legislation which
increased the maximum amount
of a VLB home loan to $45,000
greatly improved Texas veterans
benefits," Mauro said. "But
Texans are not limited to homes
costing $45,000 or less.
"Veterans who want to buy a
home costing more can combine
a VLB home loan with an FHA,
VA or conventional loan to get a
lower interest rate," Mauro said.
"No other state has anything
that compares with these special
benefits," Commissioner Mauro
added. "It's a special Texas way
of saying thanks' to our veterans
for the sacrifices they've made in
the service of our country."
T
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Bishop, Karen. The Harper Herald (Harper, Tex.), Vol. 68, No. 116, Ed. 1 Tuesday, August 6, 1996, newspaper, August 6, 1996; Harper, Texas. (https://texashistory.unt.edu/ark:/67531/metapth1035428/m1/6/: accessed June 27, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu.; crediting Harper Library.