The Mercedes Enterprise (Mercedes, Tex.), Vol. 46, No. 32, Ed. 1 Thursday, August 10, 1961 Page: 5 of 8
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Auto Insurance Rates Increase
Scheduled For Texas
Civil Defense
Group Holds Meet
The Mercedes Civil De-
fense Organization held its
regular monthly meeting at
the El Sombrero Aug. 4.
Joe Fogaley, Civil Defense
Coordinator for Hidalgo
County was present and com-
plimented the Mercedes or-
ganization for the interest
and the progress made in the
development of a workable
program.
Informational phamphlets
on home protection during
enemy attack or natural dis-
asters, such as hurricanes,
floods, etc., are available at
the Chamber of Commerce
free of charge.
Those attending the meet-
ing included Henry Borchelt,
local director; Mrs. Jackie
Peterson, Col. H. G. Stein,
Sgt. Rene Garcia, Noa B.
Sisk, Bob Hollon, A. P. Solis.
Also Mrs. Bob Frix, E, A.
DeJong, Vernon Adams,
Claudio Castaneda, Chief of
Police; Dr. R. H. Johnston,
and Ramiro Aldape.
A meteor shower is the
appearance of meteors with
much more than average fre-
quency. A meteor shower
marks the earth’s passage
through a swarm of mete-
oroids. Sometimes meteors
appear, during a shower, at
the rate of one or two per
minute.
The State Board of In-
surance recently announced
some increases in automo-
bile insurance rates effec-
tive August 1, 1961. This is
the first increase in public
liability and collision rates
since August 1, 1958. In 1959
the automobile rates were
decreased by an average in
excess of 10%.
Due to some changes being
made in the safe driving plan
which was inaugurated on
January 1, I960, for which
no compensatory change was
made in the rates, the rates,
in effect, were reduced
further as the realized
amounts were smaller than
originally computed.
The insurance buyer would
doubtless be interested if he
could go through the rate
making process and see the
degree of care that is exer-
cised to compile accurate
statistics, and to assemble
them in proper form, for use
in determining the exact cost
of insurance. Insurance
rates are made on past ex-
perience for use in the
future. Classification plans
are used to distribute the
cost as nearly as possible
to those incurring it. One of
these plans is to classify by
territory. Thus, Harris
County, Bexar County, and
other large counties form
separate territories for rate
making purposes. The rates
developed for those counties
are based on their losses
alone. Smaller counties are
grouped with other counties
that have approximately the
same experience in losses
for the purpose of making
rates.
Another classification is
that of use, whether the auto-
mobile is used as a private
passenger automobile, and if
so whether or not for
business use or for non-
business use. In this field al-
so is the classification of the
driver, whereby male opera-
tors under 25 years of age
will, under most circum-
stances, pay a larger
premium than an older man.
The Texas Safe Driving Plan
is a classification plan and
permits a further refinement
in rate based on the
motorist’s driving habits as
an index for the distribution
of cost of insurance by allo-
cating more of it to the
groups producing higher
losses.
The rates announced re-
cently were an overall aver-
age of about 15% of the pres-
ent rates. However, in many
instances this did not raise
the cost of insurance as high
as it was in August, 1958.
Generally speaking, using
an all-state overall average,
basic limits liability cover-
age on private passenger
automobiles, combining
bodily injury and property
damage, will be about 3.3%
higher this August 1st than
on August 1, 1958, but 75%
of the drivers who are in
Sub-class 0 will have a total
premium of 7.4% less for
this coverage this August
than in the same month in
1958. On collision coverage
on all types of automobiles
and all deductibles, averaged
over the state, the rate ef-
fective August 1, 1961, will
be 6.1% less than it was in
1958, and for the 75% of the
drivers in Sub-class
0 their premiums
will be 24.8% less
than they would have been
for this coverage in 1958.
On medical payments cover-
age, the all-state average
will be 2.7% higher rates
Traveling to
SAN ANTONIO
Stay at the Hotel ROBERT E. LEE
Conveniently located downtown
near business, shopping,
and all activities
250 rooms with private bath,
combination tub and shower
-fa 100% Air-Conditioned
Individually Controlled
Circulating Ice Water on
all Floors
•A- Television and radio
VV Coffee Shop
Garage
AN ASSOCIATED HOTEL
Hotel
Tspbeif ELee
Tel: CApitol 6-5241
Travis Street at Main
Lutheran School
Prepares To Open
The Kindergarten at Im-
manuel Lutheran School is
full staffed and ready to start
classes by Sept. 1, according
to information released by
Pastor John L. Herzog, act-
ing principal.
Teachers for the Kinder-
garten will be Mrs. George
Erchinger and Mrs, H. O.
Hovda. Mrs. Erchinger is a
graduate of Concordia
Teachers College, Seward,
Nebr. She is also a Regis-
tered Nurse. Mrs. Hovda re-
ceived her training at St.
John’s College, Winfield,
Kansas, and Oklahoma Col-
lege for Women. Both have
previous teaching ex-
perience.
“The Kindergarten’s pur-
pose is to prepare children
for entrance into the first
grade. The curriculum is
planned to fulfill this pur-
pose with a Christian atmos-
phere and from a Christian
viewpoint”, Pastor Herzog
stated. He pointed out that
children must be five by Sept.
1 in order to be eligible.
this August than in 1958, but
again the safe driving plan
will bring the Sub-class 0
motorist a reduction of 17.8%
of the August, 1958 rate. On
all types of cars, statewide,
comprehensive rates will
average this August 3.2%
less than in August, 1958.
In spite of popular belief
that insurance is compara-
tively high, a comparison of
the cost of the automobile
with automobile insurance
rates in Texas over the past
years is particularly reveal-
ing.
This is further illustrated
in Hidalgo County, by the
following comparisons in re-
ference to one of the higher
priced models of the Ford,
Chevrolet or Plymouth lines,
less than six months old;
using a coverage of basic
limits public liability, full
coverage comprehensive,
and $50.00 deductible colli-
sion, before application of
safe driving plan will show:
Premium as of August 1,
1958, $132.00; Premium as
of August 1, 1959, $116.00;
Percentage of change from
1958, -12.0%; Premium as of
August 1, I960, No change;
Premium as of Augst 1,1961,
$124.00; Percentage of
change from 1958, -6.0%.
REMEMBER HOW GREAT
CIGARETTES USED TO TASTE?
LUCKIES STILL 00
They’re so round, so firm, so fully
packed-so free and easy on the draw.
They’re fully packed with
They’re firmer than any other regular
cigarette. And Luckies smoke longer.
THAT’S WHY THEY TASTE SO GREAT.
Get Texas-size taste it Get Luckies today!
© THE AMERICAN TOBACCO CO.
NATIONAL NEWSPAPERS
HYMN POLL
in cooperation with Christian Herald Magazine
OFFICIAL
BALLOT
VOTE NOW FOR YOUR FAVORITE
HYMN OR GOSPEL SONG
Local results and national vote will be published
by this newspaper as soon as tabulation is complete
CUP HERE. FILL IN, MAIL IN ENVELOPE OR PASTE ON POSTCARD TODAY
AUDIENCE ANALYSTS INC. OUR GIFT
Bala-Cynwyd, Pa. TO YOU
BILL McVEY’S
64 Page "Hymn
Thoughts For
MY FAVORITE IS: The Day
MY NAME IS
ADDRESS
(Please Print clearly)
CITY
ZONE STATE-
The Mercedes Enterprise
MERCEDES, TEXAS
CITY- STATE_
New Testament Christian Church
To Vote On New Buildng Site
Favorite Hymn Poll
A1 Frandsen and J. W.
Burcham, building commit-
tee co-chairmen, will make
their reports. Chairman of
the official board, Roy
Stewart, reports that the
board voted 100% for the
present plan.
George A. Wheeler, pas-
tor, will continue the series
of messages this Sunday
morning when he speaks on
the Second Most Dangerous
part of the Worship Service**.
The Church Fellowship
will meet Friday night at
7 p.m. for a covered dish
supper and program. Randal
Stafford is chairman.
The men of the New Testa-
ment Christian Church nave
planned a fellowship at Padre
Island for the evening of Aug.
18. They will meet with Andy
Porter who operates a cafe
on the island.
BOOKKEEPER WANTED
The Mercedes Enterprise
has a permanent job open for
a bookkeeper, who will also
do other general office work.
Duties- are varied and in-
teresting, such as reading
proofs, taking classified ad-
vertisements and social
events news. The job pays a
modest salary, is regular
and has paid vacation. Five
and a half days a week.
Please do not apply unless
you can accept the job on a
permanent year round basis.
Must know excellent gram-
mar and be able to spell.
For interview appointment
call J. Edwin Harvey, THE
MERCEDES^ ENTERPRISE,
LO 5 - 2425.
Hymn Singing Has Vital
Role In Religious Faith—
McVey
Joys of Music Stressed;
Our Poll Continues
(EDITOR’S NOTE: This is
the second in a series of
stories on hymn singing in
America, published by The
Enterprise as part of the
National Newspapers Hymn
Poll. Every reader of The
Enterprise is urged to write
the name of his favorite
hymn on the official ballot
printed with this story. Mail
it today so your vote can be
included in the national tally.
We will publish local and
national results.)
By BILL McVEY
The Christian Herald Singer
“I want to sing, Daddy.”
These words spoken by my
three-and-a-half year old
daughter were her greeting
to me when I called home one
day from out of town.
She was happy, so she
wanted to sing. I listened to
at least four unrecognizable
verses after which she stop-
ped, caught her breath and
said, “I*m happy now.**
My little daughter has dis-
covered something that most
of us have forgotten—
everyone can .be happier by
singing.
Today’s inhibitions, un-
known by us as children,
deter most of us from burst-
ing out in song when in the
company of others.
But there isn’t one of us
who doesn’t want to sing.
Singing is as natural to a
human being as crying or
laughing. Secretly, many of
us, as untutored as we may
be, love to sing. No one
knows how many secret
songsters applaud their own
efforts in the privacy of their
bathrooms or while driving
alone.
The best music to get the
bathroom artists singing in
public, at a family get-to-
gether, or group singing to
inspire everyone, is hymns.
Singing hymns leads us to
a higher plateau ofdevotion-
of understanding God’s love
and our fellow man.
For instance, a stranger
in Bermuda got on a public
bus filled with children re-
turning from a Sunday School
picnic. They were singing
hymns and he recognized “In
The Garden.” He skng with
the young choristers and
found he was no longer a
stranger.
“Something happened. I
don’t know what it was,” he
later told me. “A bond seem-
ed to unite all of us on that
bus.”
I think I can explain that
“feeling” of our visitor to
Bermuda. When it occurs,
there’s no mistaking it.
I’ve sung hymns with
skeptical teenagers who’ve
started off thinking that this
is just about as “square”
as you can get. But some-
thing happens. When it does,
you no longer hear yourself!
All you know is that seven-
teen youngsters sound like a
hundred voices.
Watch thousands entering
a stadium, or a few hundred
gathering in a church for a
hymn sing. At the beginning
of the program you see them
as individuals wrapped up in
their own lives, their own
problems.
Many have come just to
listen, to be in the audience,
but the moment comes when
they can not be passive.
Everyone seems to be sing-
ing and suddenly those who
have come to listen are sing-
ing too.
I’ve walked down the aisle,
urging people to sing. I’ve
stood next to a man who was
shouting the words. He
couldn’t carry a tune, but
there was a melody in his
heart and he was singing with
spirit.
The man, the choir girls
on the bus, the seventeen
teenagers, the crowd—all
were caught up in a great
experience. This is what my
friend who visited Bermuda
tried to explain.
Singing hymns creates an
atmosphere of brother-
hood,—a: feeling of unity. A
divine-bond blends all the
uplifted voices together as
one voice. As we sing a hymn
we may forget our problems,
our worries, even our fears,
but more important, we find
new strength through each
hymn we sing, strength to
face the adversities of life.
Great experiences seldom
happen to most of us, but you
can turn any Sunday morning,
any family gathering, any
social get-together into a
great experience, really
singing those hymns.
Perhaps a revival of hymn
singing will re-echo around
the world and serve as notice
behind the iron curtain of our
greatest strength -- our
Christian unity and brother-
hood—reaffirming our de-
termination that all men
shall be as free as we are to
sing the hymns they choose to
sing.
I
KIWANIS governor of the
Texas Oklahoma District,
Jack M. Langdon, will be
guest of Div. 26 at 7:30
p.m. next Thursday, Aug.
17. The Pharr club will be
host in the Chung Mei
Kitchen in the Texan Hotel.
All clubs of the division
from Mission to Mercedes
are expected to be repre-
sented, according to Lt,
Gov. George Wheeler of
Mercedes. Gov. Langdon
is a former member of the
Texas legislature, a
former FBI agent and is
now a district judge in Fort
Worth.
PEP SQUAD
Those wishing to join the
Pep Squad will meet in the
High School music room at
2 p.m. Tuesday, Aug. 15,
according to Helen Billings,
president. Both current
members and prospects are
invited to attend, she said.
C of C MEET
The Mercedes Board of City
Development and Chamber of
Commerce will hold its
monthly meeting at 3 p.m.
Thursday at the El Som-
brero. All directors are
urged to attend, according to
S. H. Collier, Jr., president.
HR. CITIZEN . ..
LETS HELP THE HEALTH DEPARTMENT
By Bringing Your Garbage Cans Up To
Standard.
In Cooperation With The Current Drive,
We Offer
REG. 4.29 NOW
GARBAGE CANS 2.99
PROTECT YOUR FAMILY’S HEALTH
ENLISTS IN AIR FORCE
Pedro Mejia of Mercedes
and Roger de Leon, Jr. of
Mission enlisted in the Air
Force under the “Buddy”
program recently and are
taking basic training at San
Antonio according to M/Sgt.
French C. West, USAF re-
cruiter, Valley Mercantile
Bldg., McAllen.
BORDERLAND HDW.
&
SUPPLY CO.
MERCEDES
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Harvey, J. Edwin. The Mercedes Enterprise (Mercedes, Tex.), Vol. 46, No. 32, Ed. 1 Thursday, August 10, 1961, newspaper, August 10, 1961; Mercedes, Texas. (https://texashistory.unt.edu/ark:/67531/metapth1089741/m1/5/: accessed July 18, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu.; crediting Dr. Hector P. Garcia Memorial Library.