Coleman Chronicle & Democrat-Voice (Coleman, Tex.), Vol. 137, No. 30, Ed. 1 Wednesday, July 25, 2018 Page: 4 of 12
This newspaper is part of the collection entitled: Coleman County Newspaper Collection and was provided to The Portal to Texas History by the Coleman Public Library.
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OPINION
4 COLEMAN CHRONICLE & DV, Wednesday July 25, 2018
On The Edge Of Common Sense
THE ROPER’S RULE
Financial Focus
WHERE YOU LIVE AS RETIREE CAN AFFECT FINANCIAL STRATEGIES
Brotherly Love
See you in Church next Sunday.
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CHECK OUT THE CLASSIFIEDS!
204 W. Pecan | Coleman, TX | 325-625-4128
Advertising
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Correction!
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Is your family important?
Sadly, family is something that we are losing in America, and I
heard someone say “If you can destroy the families, you can de-
stroy the country.” I watched one of my grandfathers and my dad
work hard to keep our family together. We did not have a lot of
material wealth as a family but family was important and had a
high priority. Either you visited them or they came to visit you.
One thing that was not encouraged was to talk against each oth-
er. Sure, there were times that family relations were strained, but
there was always the hope and effort to improve those relation-
ships. One thing I never saw was everyone choosing sides and let-
Catch up on sports, shopping deals, events,
new businesses, school news, agriculture,
employment opportunities and more by
SUBSCRIBING to your local newspaper!
ting the battle begin. Most of my family has accepted Jesus Christ,
(1 Peter 1:22&23), is active in local churches, and makes a big
effort to try and live the way the Bible teaches, (Romans 12:1&2).
There are things that come up that send us to our knees in prayer.
Maybe we have offended someone or we have been offended. You
should not hold grudges, (Colossians 3:12-17)! Many times I have
had to ask God to help me forgive someone and there is no telling
how many times others and family members have had to ask God
to help them forgive me (Matthew 6:12). We love each other, but
Jesus Christ is the special help we need (Psalm 133:1).
This article was written by Edward Jones for use by your local Edward
Jones Financial Advisor
Edward Jones, its employees and financial advisors cannot provide tax advice.
Baxter Black’s column is sponsored
by Owl Drug of Coleman, Texas.
COPYRIGHT Ml 7
THE COLEMAN CHRONICLE
& DEMOCRAT-VOICE
All fights reserved
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Postmaster: Send address changes to
Coleman Chronicle & DV, P.O. Box 940,
Coleman, TX 76934.
Subscriptions Periodicals mail $31.95
in county; $34.95 surrounding counties
(Brown, Callahan, Runnels, Taylor, Concho
and McCulloch), all others are $43.97 for
oneyear (Except Zone 8). $36 for sw months
(in county only). The newstand price: $0.75
each Periodical postage page at Coleman,
TX 76934.
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sibmrtted. No part of this publication may
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expressed permission of the publisher.
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Colema n Chronicle & DV
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Coleman 1X76934
OFFICE
204 W. Pecan
BY BAXTER BLACK, DVM
Contributing Columnist
BY KEVIN MCMAHON
Financial Advisor
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Obituaries
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Letters to the Editor
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The Coleman Chronicles Democrat-Voice
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■Si Democrat-Voice owners or staff.
VLhvcnick &
Local Coverage
Where You Work,
Live & Play
side,
The judge looked down at me and said, “Yer gettin’ second
place.
By rights that buckle should be yours but you’re a special
case.
You fall within the Roper’s Rule. No matter how you try
Yer doomed to be an also-ran, unlucky kind of guy
I could ignore your conduct but I’m stickin’ to my guns.
In rodeo like real life...You whiners chafe my buns.”
www.baxterblack.com
The timer’s clock was faulty or the handle was too long.
My horse was old, my rope was new, the flagger was too
slow.
He ducked his head, he drug his feet. Ya listenin’ Judge?
Hello?
“It’s not my fault. It never is. The sun got in my eyes.
My hat blew off, my dally slipped, I wasn’t
synchronized!”
He continued to ignore me as I knelt there in
the dirt.
“You can have my stamp collection, my brand
new Trevor shirt.”
I offered him my wife and kids, I’d nothing left
to lose
But he finally paid attention when I threw up
on his shoes.
He turned to McIntire and said, “He’s right.
You get no time.”
I skipped a beat! ‘By dang,’ I thought, Tm
T>out to hit my prime!’
After years of grim donations and payin’ for
the ride
I was gonna win a buckle. It felt so good in-
As I look back on my career, it never did exist.
I tried to ride the broncs and bulls, I truly did persist
But I never won a buckle. Oh, second now and then
So now that I’ve got older I’m a roper, born
again.
But somehow things are still the same. In
fact, they’ve gotten worse!
There has to be a reason why I never come
in first.
Well, friends, there is. It’s sad to say. I learned
it yesterday.
I was entered in a jackpot and pressin’ all
the way.
McIntire was in the lead and in the finals go
His heeler single-hocked their steer and dal-
lied up real slow
I made a National Finals run that left the
crowd in awe
And when the dust had settled Mac and me
had fought a draw!
We gathered ‘round the judge to see how they
would break the tie.
I got to wonderin’ if them rules of Dress Code should ap-
ply-
I pointed out that McIntire was wearin’ tennis shoes!
And decked out like a refugee embarking on a cruise.
Why, his ratty tee shirt said, EIGHT SECONDS AIN’T THAT
GREAT!
If that’s no violation then there’s none to violate!
The judge thumbed through his rule book to attempt to
clear the fog.
I hung on to his pant leg like a broken hearted dog.
“Oh, please pick me! I never win. There’s always somethin’
wrong.
PUBLISHED EVERY
WEDNESDAY BY
Coleman County Media, LLC
BQ Box 840, Coleman TX 76934
CUSPS) 121-100
Second-Class postage paid
at Coleman,Texas 76834
Coleman Review established 1893; Voke
established 1891; Democrat established
1097; consolidated 1909 as Coleman
Democrat-yoke: Coleman County Chroriide
established 1933. Merged with Democrat-
Voice 1986.
Any erroneous reflection upon the
character of any person erfirm appearing in
these columnswill be gladly, and promptly,
corrected upon calling the attention of the
management to the article in question.
Sincere; r-)0.
-VWJ pBUJ I -<»Bh
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Upon retiring, many people relocate to enjoy a more favorable climate,
or to be closer to grown children, or to live in an area they’ve visited
and enjoyed. If you, too, are thinking of moving someday, you’ll want to
study possible locations, but you also need to be aware that where you
eventually decide to live can greatly affect your savings and investment
situation of prospective retirement locations. You may also want to con-
sult with your tax advisor.
These aren’t all the areas you will need to consider when estimating
your total cost of living in a retirement destination, but they should give
you a good idea of what you can expect. And your choice of where to live
as a retiree can affect your financial strategy in at least two ways: how
you invest today and how much you can withdraw from your retirement
accounts when you’re retired.
Regarding how you invest today, you should evaluate
whether your current investment strategy is likely to pro-
duce the resources needed to support you adequately in
the retirement location you’ve chosen. So, for example, if
you think you’re going to live in a fairly expensive place,
you may need to reduce your expenses, delay retirement
or work part time.
Your choice of a retirement destination also may af-
fect how much money you withdraw each year from your
401 (k) and IRA. When choosing an appropriate withdraw-
al rate, you’ll need to consider other variables - your age,
the amount of money in your retirement accounts, other
available assets, etc. - but your cost of living will be a key
factor. A financial professional can help you determine the
withdrawal rate that’s right for you.
When you retire, it can be a great feeling to live where
you want, but you’ll enjoy it more if you’re fully aware of the costs in-
volved - and the financial steps you’ll need to take.
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Coleman
VL^romck & democrat- L’oice
Coleman Cotuity Sine* 1881*
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strategies - both now and during your retirement.
Here are some relocation costs to consider:
Housing - Not surprisingly, the larger the city, the more
expensive the housing is likely to be. Also, locations near
an ocean or the mountains tend to be more costly. But the
type of housing you select - house, apartment or condo-
minium - also can affect your financial picture in terms
of initial expense, maintenance and possible tax benefits.
Plus, you can now find newer types of arrangements, such
as senior cooperative housing, in which you own a share
of the community and have a voice in how it’s run.
Health care - If you are 65 or older when you retire,
you’ll have Medicare to cover some of your health care
costs, though you’ll still likely need to purchase some
type of supplemental coverage. However, out-of-pocket
health care expenses may vary in different parts of the
country, so this is something else you’ll want to check
out before relocating. Of course, the availability of good medical facili-
ties may be just as important to you as health care costs.
Taxes - You may hear about people moving to a different state to lower
their tax burden during retirement. A few states don’t have personal state
income taxes, and many others offer favorable tax breaks on retirement
income, so, if taxes are a major concern, you’ll want to research the tax
coaches cinft&irls
Spring and Rummer
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STAFF
Advertising Hanager.„.......Ta)riw Armstrong
Santa Anna Correspondent........Loisl-ferpcr
tossAjoulcLusk/leaday...Olivia de los Santos
Talpa News................................Talpa Bob
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Coleman Chronicle & Democrat-Voice (Coleman, Tex.), Vol. 137, No. 30, Ed. 1 Wednesday, July 25, 2018, newspaper, July 25, 2018; Coleman, Texas. (https://texashistory.unt.edu/ark:/67531/metapth1175059/m1/4/?q=%22%22~1: accessed July 18, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu.; crediting Coleman Public Library.