Comanche Chief (Comanche, Tex.), No. 14, Ed. 1 Thursday, August 5, 2004 Page: 5 of 18
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August 7"1, 2004, 10:00 a.m. to
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Notice of Annual Meeting
Comanche Youth Council
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Comanche
TelNet News
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The annuel meeting of the Comanche
Youth Council will be held
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Page 5 / Thursday, August 5,2004, / The Comanche Chief
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be beneficial to help you get
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Comanche area. Ron Beck of the
Tarleton Small Business Develop-
ment Center will lead the semi-
nar, which will meet in the TelNet
lab at 215 N. Houston. The fee
for the workshop is $20.00. Par-
Linked Deposit Program: ticipants will receive a workbook
The State of Texas Linked De-
Personal Savings: This is the P°sit Program was established to
underutilized businesses, childcare
providers, non-profit corporations,
to help them plan changes they
need to make in job descriptions,
pay scales, and other practices.
The Fair Labor Standards Act
of 1938 provides for minimum
standards for both wages and
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INDIAN CREEK PRODUCE SOFTBALL TEAM : Pictured are members of Indian Creek Produce’s
Comanche Youth Council fast pitch tieam, from left, Laurie Smith, Taylor Stephens, Crissy Acevedo,
Meagan Johnson, Lacie Cook, Trevor Higginbotham, Jaime Higginbotham, Morgan Jones, Arianna Jones,
Kaycie Drewes, Jaycee Hohertz and Sara Hughes. Coaches, from left, are Mark Jones, Callie Cook, Harold
Higginbotham, and Shaun Hohertz. courtesy mley studio
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For more Information on tho Comanche Youth
Council and tho activities off tho Youth visits
www.comanchetoxa9.com
or denial of your loan. The best
way to be prepared is to have a
comprehensive loan proposal.
Capital Access Program:
The State of Texas Capital Ac-
cess Program “Capital Access
Fund” was established to increase
the availability of financing for
businesses and nonprofit organi-
zations that face barriers in ac-
cessingcapital. Through the use
sumption that the only source of of the Capital Access Fund, busi-
money is a bank, but there are nesses that might otherwise fall
i
an Enterprise Zone by providing
lenders and borrowers a lower
cost of capital. Use of proceeds
may include working capital, the
purchase, construction, or lease of
capital assets, which include land,
buildings, and equipment. Loans
• to start-up businesses are permis-
sible, subject to lender’s normal
credit evaluation.
Venture Capita! Firms:
These firms finance expansions
with an exchange of equity or par-
tial ownership. ACE-net (Angel
Capital Electronic Network) pro-
vides a wide variety of venture
capital firms willing to participate
in small business.
Small Business Administra-
tion Loans: The SBA has a va-
riety of financing options for small
business, such as long-term loans
for machinery and equipment, a
general working capital loan, a
revolving line of credit, or a mi-
cro-loan. One of the most com-
mon SBA loans is the 7(a) Loan
Guarantee Program that provides
loans to small business unable to
secure financing on reasonable
terms through .normal lending
channels.”
If you have any questions
about any of these sources or how
to contact some of these sources,
please get in touch with the Main
Street Office, 325-356-9558 and
we will give you further informa?
tion. Jake care and remember...
Main Street benefits us all!!!
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Tuesday, August 10th
7:00 pm at HR Jefferies Junior High
All persons interested in the activities of the youth
are encouraged to attend.
Two new board members will be elected at this time.
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overtime entitlement. The new
rules spell out requirements for
classifying an employee as sala-
ried or as an hourly wage earner.
Special rules for calculating over-
time pay and rules for indepen-
dent contractors will be among the
topics covered. These are the
most substantial changes made to
labor laws in many years, and they
will go into effect in about 120
days.
To register, contact Chris at the
Texas Cooperative Extension of-
fice in Comanche. Drop by or
phone (325) 356-2539 or email
cflannery@htcomp.net. Registra-
tion and fees must be received in
the Extension office by Wednes-
day, August 11. Computer skills
are not required.
Last month’s Copying and
Editing Historical Pictures
workshop was quite successful,
with eleven participants meeting
------------------- —;-------- to scan, edit, and archive their old
Comanche TelNet is offering pictures. The five-hour session al-
a New Fair Labor Standards lowed time for instruction in the
workshop on August 16 from 6:30 use of the scanner and in copy-
fa 8:30 p.m. for employers in the right rules, choosing correct photo
file formats for printing or for the
web, removing tears and spots
with Adobe Photoshop Elements,
and writing the edited pictures to
CD. The instruction was followed
by practice and sharing of skills
and experiences. Comanche Pub-
lic Library and Comanche TelNet
jointly sponsored the workshop.
tional lending may still have the
opportunity to receive financing,
nance your inventory, perhaps you The essential element of the pro-
can ask your vendors for a long- gram is a reserve account estab-
term loan. In this way you are
financing without asking a finan-
cial institution.
The following is a summary of
sources and ways for small busi-
nesses to raise money:
■■ ________. -. - . _
primary source of capital for new encourage lending to historically
business. Credit cards are often underutilized businesses, childcare
used to finance business needs, providers, non-profit corporations,
even for very small loans, but there and/or small businesses located in
imokia
GOLDTHWAITE
Joe Brooks
(325)6463312
HAMILTON
Cellular Connections
(254) 3864999
HK0
Ranglers Convenience Store
(254) 4851827
ePProvel end annual agreement at which time a deposit may be requested. An early termination foe of >20 per remaining month or contract applies It service is cancelled otter the first 14 days of service. Activation fees may be up to >30 to activate service Other fees may
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are often better options available.
- - Friends and Relatives: This
geti^Economir'DeveTopment is a sourc® of funding that could
Specialist for the Texas Main
Street Program. He sends out a
quarterly journal on ED topics,
most especially on business devel-
interesting and I think worth shar- returned to protect the lender’s
ing. The subject is “How Do I investment and to prevent losing
Finance My Business?** th*8 source for future needs.
Mr. Johnson writes “Financing Banks and Credit Unions:
■ is one of the key elements to a This is the most common source
successful startup or expansion of of funding if you can demonstrate
your business. Raising capital is thnt your proposal is workable. A
one of the most basic business solid business and marketing plan
activities. It can be a complex will go far to demonstrate a work-
ahd frustrating process; however, able business proposal. Before
. if you are informed and plan ef- y°u 8° to bank you must be
fectively, raising money for your prepared, because unprepared
business should not be a painful loan requests are deemed high-
experience. loans. Such high risk will
The most important tasks are . translate into a higher interest rate
to define how much money will
be needed, determine why the
money is needed, and assess how
the money will be paid back.
One should prepare a list of items
to be acquired with the new funds
and show how these items will
generate cash for a business.
There are several ways to fi-
nance your operations or expan-
sion. Most people make the as-
money is a bank, but there are nesses that might otherwise fall
Other sources you should consider outside the guidelines of conven-
before going to a bank. Forex-
ample, if you need money to fi-
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Carbon Christian Camp to
host Hispanic Family Day
Iglesia Bautista Israel, 5:00 p.m.
Abilene, Texas and Cross Gospel music concerts by
Timbers Southern Baptist Katalina Lozano, Los Oberos de
Association are hosting Hispanic Jehoea, and others. Youth praise
Family Day At Carbon Christian and worship rally with evangelist
Camp. All activities, Elden Kaeo and music by The
entertainment and food are free Vigilantes and Jesus Trip
of charge. Bring your whole Ministries. Noon, free barbeque
family for a day of fan. lunch, closing worship service
Carbon Christian Camp, 515 with Evangelist, Rocky Gonzales.
E. Anthracite Street, Carbon, For more i
Texas. "Hispanic Family Day", contact Eddie Gonzales at (325)
f i’Ss
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Wilkerson, James C., III. Comanche Chief (Comanche, Tex.), No. 14, Ed. 1 Thursday, August 5, 2004, newspaper, August 5, 2004; Comanche, Texas. (https://texashistory.unt.edu/ark:/67531/metapth1291805/m1/5/: accessed July 17, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu.; crediting Comanche Public Library.