The Dallas Craftsman (Dallas, Tex.), Vol. 43, No. 33, Ed. 1 Friday, January 11, 1957 Page: 5 of 8
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PageFve
By SIDNEY MARGOLIUS
1
pieces through the wringer, then boiling.
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RI7-0432
606 So. Harwood
State.
RNARTT’S
* .
PERSONAL
LOANS
^t^OctorA
Carpenter Overalls $4.98
Bine Overalls $3.69
Lee Riders
WE DELIVER
!
Builds S thong Bodies 8 Ways!
half full of warm water and add
the starch. For a front opening
automatic, turn control to final
deep rinse after pieces to be
starched are in machine and fill
to desired level before adding to
starch solution. The manufacture-
r’s use booklet usually gives de-
tailed directions for starching in
your particular machine. Also fol-
low the directions on the container
for the amount and method of pre-
paring the starch. Some require
1
1
Name—
Addresa
Cty.-----
Personal loans, business loans,
automobile loans, collateral
loans—yes, there’s a City State
Bank loan to fit any need.
Reasonable rates, prompt serv-
ice, convenient payments.
WONDER
BREAD
2
1
2%
1
1
1
1
--.ond yov'l never forget your stoy et
■ Mirodor ... H Dm on the towering diff
ef the Qvebroda overlooking the Mm Focific
Sailfish, swim, or golf in sun-filled daya
dine, dance or ottend Joi Alai Hr fun-filled
Starch returns the crisp, new look to cottons whether
they are garments, limp draperies or other household
articles. Since a smooth job requires that' the starch be
squeezed and kneaded into the fabric, time and effort is
saved by starching in your washing machine.
teaspoon cinnamon
teaspoon nutmeg
% cup Crisco
separate those you want to starch
from the rest of the load.
Fill a top-opening machine about
VACATIONERS!
MI mgAGIC Of MEXICO FROM
CALL FOR CARHARTT
WORK CLOTHES
Work Clothing
Painter Overalls $3.49
AUNT JO’S PLACE
DINK AND DANOE
BEER AND SANDWICHES
A Good Ptace to Meet Friends
Former Forest Ave. Olub
SOI Forest Rd. - WH 6-0050
hnammmmmemme
Factory Sales Co.
815 No. Pearl St
R12-6564 > R12-4774
With a top-loading automatic,
put the articles in the starch so-
lution and set the dial to tumble
or agitate for two or three minutes.
Then set on spin. When the ma-
chine stops, the articles are ready
for drying.
In a non-automatic, turn on the
machine and agitate the same time
—two or three minutes. Put the
starched pieces through the wring-
er.
Usually the tub does not have to
be cleaned after using starch. If
a film is noticeable, it can be
wiped off. Or the machine will
clean itself the next time it is
used.
146 Wynnewood Professional Bids.
Dallas, Texas
WH 8-3745 . LA 8-6125 . FR 4-2634
CITY STATE BANK
COMMERCE STREET at MURPHY
formerly Dallas Morri* Hon Bonk
Member
FEDERAL DEPOSIT SNSURANCE COW.
C. Gilbert Falke, M.D.
announces the opening of
his office for practice of
< a
1 i
THE Q4LLAs FISMAN
cups sifted enriched flour
teaspoons baking soda
teaspoon salt
You’ll like this method
particularly for large, bulky
pieces or for a collection of
smaller ones. The starch will be
worked in evenly and the excess
removed far better than by hand
squeezing and wringing.
To starch in a machine, follow
these directions:
Wash and rinse as usual. In an
automatic, complete the entire cy-1
cle. In a non-automatic, put the
Home Tips
Adding acid ingredients such as
olives, pickle, lemon juice, catsup
and chili sauce to salad-type sand-
wich fillings increases the keeping
quality of the spread.
cup light brown sugar
packed
eggs
cup canned jellied cranberry
sauce (about 2/3 of a
1-lb can)
cup chopped nuts
cup light or dark raisins
Car owners thus have been over-
charged as much as $75 for in-
surance. Estimates of the total
countryside overcharges run as
high as $25,000,000. The National
Better Business Bureau reports
some companies wrote as few as
one out of seven policies at the
Class I rate, automatically charg-
ing all others the higher rate if
the dealer or finance company
failed to stipulate that the lower
rate should be charged.
Class 1 Rates
Actually four out of five car
owners are entitled to Class 1 rates.
The finance companies have been
able to get away with this gouge
because of the persistent practice
in the auto business of lumping all
some residents. Other states have
on the whole taken only partial
or ineffective action or no action
at all, to our knowledge.
Even in states where some ac-
tion has been started, Kenneth
B Wilson, president of the Na-
tional Better Business Bureau
points out that many people do
not know they may be entitled to
refunds. Even among those car
owners who have received ques-
charges for car- credit fee and in-
surance into one sum so the buyer
doesn’t know how much he is
charged for each item.
Existence of the gouge has been
known to state insurance depart-
ments at least since 1954, if not
before. In 1954, the Texas Board
of Insurance Commissioners learn-
ed that many car buyers had over-
paid for insurance bought from
Service Fire Insurance Co. This
nationally-operating company in-
sures more than 800,000 cars a
year financed through the Univers-
al CIT Credit Corp.
Finally at the end of 1955 the
National Association of Insur-
Commissioners adopted a resolu-
tion admitting the existence of
overcharges, bub recommending
refunds only on the most recent,
and with no proposal to suspend
licenses of responsible companies.
In fact the commissioners even
said they weren’t sure but that
the refunds should be made to the
parent finance companies and not
to the buyers themselves, which
smply would mean taking the
overcharges out of one pocket and
putting them in another.
To date there still has been no
suggestion of barring these com-
State insurance commissioners, who are supposed to protect the public against over-
charges now stand revealed as having attempted to whitewash the nationwide practice of
large finance companies in overcharging unsuspecting car buyers for auto insurance.
Involved in the nationwide scandal are not merely a few small or “fringe” finance com-
panies usually blamed for installment rackets, but some very big finance companies who
sell insurance through their "
For a last minute cempany
canape, top crackers or small
slices, or rye bread with sharp
cheddar cheese and a strip of
bacon. Slide under broiler for
a few minutes.
•A plain glass punch bowl may
be "partified" with candy wreaths
at the base and flower nosegays
attached to the bowl with tape.
Tape smaller matching flower
clusters to the glasses.
own insurance companies.
The gouge has operated chief-
ly by charging buyers the Class 2
rate for drivers under 25, whether
or not there actually is a young
driver in the family, and without
asking the buyer if he has a young-
er driver. The Class 2 rate is ap-
proximately twice as high as Class
Appetizers—
Here’s a cake that includes
cranberries and spices, always
popular in the cold weather sea-
son and particularly good after
the rich pastries and cakes of the
holiday season.
CRANBERRY SPICE CAKE
Q"«orua EL
MIRRADORR
panies. who commited flagrant
overcharges.
Tireless Battle
To the great credit of the na-
tion’s Better Business Bueaus,
they have fought courageously
and are still fighting the over-
charges and the secrecy of the
state insurance departments, de-
spite the prominence of the pow-
erful finance companies involved.
The bureaus have sharply criti-
cized the commissioners’ recom-
mendations that refunds need be
made only on policies that were
still in force on June 30, 1955.
Why should not other policyhold-
ers receive refunds, the bureaus
demanded.
In particular, Kenneth Barnard,
president of the Chicago Better
Business Bureau, has waged a
tireless battle to force Ilinois
State Insurance Director Justin
T. McCarthy to investigate mis-
classifications and other refunds.
For months the Illinois depart-
ment did nothing until it was
flooded with complaints and pub-
lic disclosure of financial irregu-
larities in the conduct of state in-
surance supervision by the St.
Louis Post-Dispatch and other
regional papers. Even other state
commissioners charged that the
conduct of the Illinois department
reflected unsavory practices.
A few state departments have
been comparatively diligent in se-
curing refunds, and at least one
brave insurance commissioner,
that of Massachusetts, even re-
vealed the names of four insur-
ance companies found to have
been overcharging.
The New York, Pennsylvania
and Kentucky departments order-
ed refunds only for the recent
overcharges, in line with the weak
recommendations of the commis-
sioners’ association, and along
with Connecticut which found
overcharges by 15 companies,
shielded the names of the com-
panies from public view.
Arkansas and Oklahoma have
been getting refunds for at least
Commissioners Whitewash Starching in Washer
Scandal of Insurance Charges Saves Time and Effort
■•TIL IL MIRADOR
Acapulco, Mexico
Mem. Send Rates and Lterature
% cup sour milk or buttermilk
Start heating oven to 350°F.
Mix flour with baking soda, salt
and spicea Blend Crisco, brown
sugar and eggs . Stir in cranberry
sauce, nuts and raisins. Add dry
ingredients alternately with milk.
Place in Crisco-greased 9” tube
pan. Bake about 1 hour. Cool,
remove from pan . Frost with
lemon icing or any favorite one.
tionnaires about their proper :
classification from the insurance .
companies now under fire, some
may have failed to answer the .
questionnaires for fear the insur-
ance companies are seeking high-
er payments, not realizing they
may be in for a refund.
So far six finance companies
and their puppet insurance com-
panies have been named in the
probes. The New Jersey depart-
ment has secured refunds for
some residents from five com-
panies and is still investigating
ten others.
The scattered newspaper re-
ports of the overcharges, except
for the Chicago Sun-Times and
Daily News, and several others in
that region which reported the
fight by the Chicago BBB, failed
to name companies involved,
whether from fear of reprisal or
simply lack of journalistic enter-
prise. ‘
Here are the insurance and
their affiliated finance companies
named by the National Better
Business Bureau as already known
to have overcharged through mis-
classification:
Cavalier Insurance Co. (Com-
mercial Credit Co.); Calvert In-
surance Co. (Commercial Credit
Co.); Emmco Insurance Co. (As-
sociates Discount Corp); Indus-
trial Insurance Co. (American In-
stallment Credit Corp.); Mara-
thon Insurance Co. (Pacific Fi-
nance Corp.); Service Fire Insur-
ance Co. (Universal CIT Credit
Corp.).
These companies now have in-
formed the Bureau they have un-
dertaken reclassification to cor-
rect overcharges and are setting
up procedures to prevent future
misclassification.
If you yourself in recent years
bought insurance through a car
dealer and have no driver under
25 in your family, check as to
whether you were misclassified,
and possibly eligible for a refund
by writing to your State Insur-
ance Department at your state
capitol.
As we’ve advised before, be-
ware of dealer who insists you
buy your insurance through him.
You are entitled to shop among
other companies to find the lowest
possible rate. Nor do you have to
cancel your old insurance- when
you buy another car. You won’t
get a full refund on the unexpired
insurance. You can transfer your
old policy to the new car.
nighis. Every room is perfectly I
how private tenroces overlookii
DRIVERS UNIFORMS
Quality Work Clothing
UNION MADE
SEE SAKS AND SAVE
SAKS UNIFORM CO.
4..
*39
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Reilly, Wallace. The Dallas Craftsman (Dallas, Tex.), Vol. 43, No. 33, Ed. 1 Friday, January 11, 1957, newspaper, January 11, 1957; Dallas, Texas. (https://texashistory.unt.edu/ark:/67531/metapth1550331/m1/5/: accessed July 17, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu.; .