The Tulia Herald (Tulia, Tex.), Vol. 96, No. 03, Ed. 1 Thursday, January 20, 2005 Page: 3 of 14
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THURSDAY, JANUARY20,2005
CLUES ACROSS
1. Source
5. Xerophytic plants
10. A meeting arranged in
advance
14. A way to surface
15. 'Give out
16. Type of exam
17. Ones
18. Big cats
19. Anoints
20. Picnic event
23. Strikeout king
24. Astringent
25. Rungs
28. Allegiance
32. At bay
33. Vermont town
34. The winged goddess of the
dawn
CLUES DOWN
1. Tiff
2. Every
3. At all times
4. Merit
5. Lily-like plants
6. Foreign-bom
7. Congest
8. Pacific Islands
9. Its own
10. Is physically weak
11. Opera solo
12. Baby powder
13. Other
21. In a way, looked
22. Fees
25. Inscribed pillar
26. Unit
27. Circa 620-560 BC
CW051210
35. Large integer
36. In a way, rises
39. Holds wine or vinegar for
the table
41. Shock
43. California mountain
44. Commit a faux pas or fault
46. Contest
47. Diamond
54. Middle Eastern nation
55. What we eat
56. Aroma
57. Exclude
58. Wipe out magnetically
recorded information
59. One of Columbus' ships
60. Pop
61. Inflatable boats
62 Be in a huff
29. Water lily
30. Pinch
31 Gossip
37. A dark purple-red
38. Pig
39. Cook
40. Food for service personnel
42. Person who does no work
43. Picks up
45. Regional plant life
46. Interior
47. In a way, judges unfit
48. To be fired from a gun
49. Express in words
50. Lollygag
51. Copyread
52 Sole
53. An equal score
THE TTILIA (Swisher County) HERALD
PAGE THREE A
Out At The Farm
by John Herring
See Puzzle Answers On Page 4A
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Gabbie Chavez #14 pushes back at Dimmitt. the Friday
game won by Tulia 50-31 was a very physical one.
First National Bank Claude
Is Now Citizens State Bank
State Banking Commissioner friends who wait to serve you.
We will remain your trusted,
hometown bank”
James said. “This bank is
known for its lugh performance,
outstanding leadership, and cus-
tomer service I am proud to
welcome the board and manage-
ment of this century old institu-
tion of Claude to the family of
state banks in Texas."
Since 1905, the Texas Depart-
ment of Banking has sought to
ensure that Texas has a safe and
sound financial services system
Among other responsibilities,
the Department is the charterer
and primary regulatory supervi-
sor for Texas' ’over 400 state
chartered banks, trust compa-
nies, and foreign bank opera-
tions.
HUGS ■
There’s always something in a simple hug that always warms theB
heart.lt welcomes us back home and makes it easier to part. ■
A hug's a way to share joy and sad times we go through, "
Or just a way for friends to say they like you cause you're you. |
Hugs arc meant for anyone for whom we really care, ■
From your grandma to your neighbor or a cuddly teddy bear. ■
A hug us an amazing thing, it's just the perfect way to show the |
love we're feeling but can't find the words to say. h
It's funny how a little hug makes everyone feel good. ■
In every place and language, It's always understood. |
Hugs don't need equipment, special batteries or parts. _
Just open up your arms and open up your hearts. ■
Randall James issued a state
bank charter to Citizens Bank,
Claude, effective Dec 30. The
bank, with assets in excess of
$83 million, is headquartered
in Claude and operates branches
in Tulia and Tucumcari, N M.
The Board of Directors is com-
prised of John K Ballard, Jeff
A. Nunn, J.R Nunn, Marcus
Scarborough. Ellen Shanklcs,
Sam Stewart, and Sharon K
Whitson. J.R. Nunn serves as
chairman of the board, and Jeff
A Nunn is president The ex-
ecutive management team in-
cludes Executive Vice President
and CFO Ellen Shankles and
Anita Irby, senior vice president.
The bank is a subsidiary of
Triple J Financial. Inc.
•:Biifi'k Prck'i'dent Jeff Nunn
s'aiU’/'^The First'National Bank
of Claude has served the Claude
area for over 100 years with
hometown community service.
The conversion to a state bank
charter and subsequent name
change will not affect our per-
sonal service or commitment to
our customers The management
and ownership of your indepen-
dent bank will remain the same.
The change to a state bank will
only enhance our ability to con-
tinue to provide personal service
along with bringing the best
technologies to all of our cus-
tomers. New signs and station-
ary will never replace the old
2004 turned out to be a quite
different growing season than
we have been in the habit of see-
ing over the past several years
Most local farmers had begun to
feel more and more comfortable
with their cotton farming tech-
niques only to sec a cool, wet fall
wreck at least some of their
fields It is a helpless feeling to
realize first hand that seemingly
insignificant changes in grow-
ing conditions can make major
changes in yield and quality
I thoroughly enjoyed growing
corn in 2004 on some of my
failed cotton fields It rained a
lot so it didn’t take much irriga-
tion We had lake water so we
didn’t spend much pumping the
water we used Yields were right
on target for short season corn
so it was profitable even though
the price was low
But, it doesn’t take an econo-
mist to tell us that high energy
costs for irrigation and fertilizer
manufacturing coupled with the
low corn prices we arc seeing
would equal a disaster in a nor-
mal year if we grow corn The
“failed cotton” insurance check
in 2004 also helped make the
corn following failed cotton a
profitable option!
After seeing Murphy’s Law at
work in 2004, we would like to
get away from thinking that cot-
ton is the only answer for a row
crop choice in 2005 but without
a serious up move m the grain
market before planting time
more than ever cotton is the best
choice
As I look ahead to the chal-
lenges of the 2005 growing sea-
son, l will be more willing to fail
a stunted crop in June and less
eager to leave it I plan to be
more willing to be satisfied with
a one and a half bale yield rather
than push my crop to two and a
half or three Someone else can
experiment for me with the new
picker type varieties
I’ll stick to something that I
know is adapted. And, if dry
field conditions allow it. I’ll put
out more yellow herbicides as a
backup in case it rains too much
to cultivate next summer.
We are definitely m changing
times. We are truly in a world
economy for most commodities.
As one listens to the commen-
tary on the cattle market you
quickly realize that no one is too
worried about whether the con-
sumer is going to eat beef over
chicken or pork but rather when
the government will allow un-
restricted imports,of Cana-
dian beef and when Japan will
again take imports of American
beef.
We can’t tell if our currently
high beef prices arc real or arti-
ficial, so we don’t know what the
future holds.
We can find plenty to worry
about with higher energy cost,
higher fertilizer, liighcr steel, the
threat of a higher minimum
wage and lower government
payments, all at the same time.
There is the implied threat
that we may have to pay up to
50 percent higher social security
taxes yet if we have any wealth
at retirement age. we could find
ourselves unable to draw' ben-
efits. Perhaps part of our prob-
lem is because of the “informa-
tion age ”
If there is not something to
woriy about that is happening
directly to us in our everyday
lives, we can find a worry on the
internet, in the paper, or in thou-
sands of other publications..
My father's advice to me early
m my career was to primarily be
concerned about short term situ-
ations. Most long term dire pre-
dictions would take care of
themselves before they get here.
If we can quit being concerned
over things over which we have
no control, life would again be
easier To survive both economi-
cally and mentally we have to
learn to go with the flow. Wc
have to be able to deal with what
is dealt to us. The master of
change will be the one who can
adapt to living one day at a time
rather than worry about next
year or the next or what will
happen by 2020!
Be .Wise 14 I Advertise! 1!
It.-*
]
what you see ...
CitizensBank
what you get. . .
The same hometown bankers, your
neighbors, that you know and trust
New products, such as debit/A TM cards,
to make your life easier and your money
more accessible.
And, the same commitment to service
that matters most to the citizens of
Tulia and Swisher County.
CitizensBank
200 N. Maxwell 995-1919
Tulia, Texas_
Member FDIC
locations in Claude & Tucumcari
FORD Model T
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Call Linda or Angie today at 806-995-3742
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305 West Broadway,
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The Tulia Herald (Tulia, Tex.), Vol. 96, No. 03, Ed. 1 Thursday, January 20, 2005, newspaper, January 20, 2005; Tulia, Texas. (https://texashistory.unt.edu/ark:/67531/metapth636278/m1/3/: accessed August 15, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu.; crediting Swisher County Library.