Panhandle Herald (Panhandle, Tex.), Vol. 126, No. 12, Ed. 1 Thursday, October 3, 2013 Page: 15 of 20
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Thursday, October 3, 2013—Panhandle Herald/White Deer News—Page 15
Ellison....
(Continued from page 11)
Schools Association then
chose one County teacher
to represent the state of
Arizona as the Arizona
Rural Teacher of the
Year. Torie Ellison, Spe-
cial Education teacher for
Arizona City Elementary,
represented Pinal County.
Mrs. Ellison was selected
as the State of Arizona
Rural Schools teacher of
the year.
Mrs. Ellison was
highlighted at the confer-
ence for her core belief
that all children are ca-
pable of success, no ex-
ceptions and for building
a team with her parents.
She was quoted at the
conference saying, “that
by creating a strong, trust-
ing, loving bond with my
students empowers me to
find what reaches them, in
turn securing a successful
educational experience.”
From the basement
of an old farmhouse in
Texas, with students that
included stuffed animals
and family members, as
well as, being armed with
materials from her first
grade teacher, a spark was
born in Torie Ellison at
the age of 6. That spark
has now flourished into a
blaze making imprints in
the lives of her students in
the Toltec School District
resulting in her recogni-
tion by the Arizona Rural
Schools Association for
her passion and work as
the 2013 Rural Teacher
of the year for the state of
Arizona. Next year, Mrs.
Ellison will go on to rep-
resent the State of Arizona
at the National Rural Edu-
cation Convention, where
she will compete for
National Rural Schools
Teacher of the Year.
Mrs. Ellison is the
daughter of Bill and Mina
Freeman of Amarillo, the
granddaughter of Eugene
and Clara Hoskins of
White Deer and a 2000
graduate of White Deer
High School.
White Deer Junior High White Team
By Clint Watson
On Thursday, Sept.
26, the White Deer Junior
High White team traveled
to Ft. Elliot to take on the
Cougars. It was a well
played ball game by the
Bucks, who prevailed 33-
6, bringing their record to
2-0 on the season.
I am very pleased to
say that the Bucks were
by far the more aggres-
sive and more physical
team on the field Thurs-
day night. Throughout
the course of the game,
we made great hits on de-
fense led by Kason Vigil,
Gage Freeman, Tristan
Bennett, Preston Sons and
Justin Davis and crush-
ing blocks on offense led
by Bennett, Blake Jones,
Emilio Solis, Shaun Cot-
ton and others. Vigil re-
covered two onside kicks
from Freeman and Davis,
recovered another fumble
caused from a huge hit by
Sons.
The defense, which
had numerous sacks and
many tackles behind the
line of scrimmage, made
the Cougars earn every
yard they gained. Free-
man intercepted a pass
and ran it back 25 yards
to set up another Buck
touchdown. Overall as a
team, the Bucks forced
four turnovers.
On the offensive side
of the ball, we had a pro-
ductive night, scoring five
touchdowns and convert-
ing three extra points.
Vigil got the first touch-
down of the night, run-
ning it in from 60 yards
out behind great blocks
from Bennett and oth-
ers. We had a number of
great plays throughout the
night. Freeman threw two
touchdowns and scored
an extra point. Bennett
had two touchdowns and
an extra point and Vigil
had three total touch-
downs (one running and
two receiving) and one
extra point.
The boys played ex-
tremely hard throughout
the night and everyone
contributed to the win.
We will travel to Silver-
ton on Oct. 3 and play at
5:30.
Thanks for all your
support.
Lower Income? Don’t Pass Up The Saver’s Credit
Another good sell-
ing point: Parents or
grandparents who want
to jumpstart their low-in-
come kids' retirement sav-
ings can fund their IRA
or 401(k) contribution,
thereby making them eli-
gible for the saver's credit
even if they can't afford to
contribute on their own.
Here's the nitty-gritty
on the saver's credit:
The saver's credit is a
"nonrefundable"tax cred-
it, which means it reduces
income taxes owed, dol-
lar for dollar - although
it won't generate a tax re-
fund if the credit is more
than the taxes you owe.
The saver's credit
helps offset part of the
amount you voluntarily
contribute to an IRA or
401(k) plan. Your credit
amount is based on your
tax filing status, adjusted
gross income and the
amount you contribute to
qualifying retirement pro-
grams. It can be claimed
by:
• Married couples
filing jointly with adjust-
ed gross income (AGI) of
no more than $59,000.
• Heads of house-
• Singles (or mar-
ried filing separately)
with AGI up to $29,500.
The credit rate is 10
percent, 20 percent or 50
percent of the first $2,000
you contribute ($4,000
for married couples fil-
ing jointly), depending on
your AGI; the lower your
AGI the higher the per-
centage. For example:
• Single filers with
an AGI up to $17,500 re-
ceive a 50 percent credit
on the first $2,000 they
contribute (i.e., up to a
$1,000 credit); 20 percent
on AGI up to $19,250
($200 credit); and 10 per-
cent on AGI up to $29,500
($100 credit). Anything
over $29,500, you don't
qualify.
• For joint filers
the credit amount lim-
its are: 50 percent on up
to $35,500 AGI (50%
By Jason Alderman
In 2002, Congress
passed legislation to cre-
ate an income tax credit
designed to encourage
lower- and middle-in-
come people to save mon-
ey for retirement. The
saver's credit, worth up to
$1,000 a year for individ-
uals ($2,000 for couples
filing jointly), rewards
people for contributing to
an IRA or 401(k) plan.
Regrettably, the peo-
ple most likely to benefit
from the saver's credit are
also those who can usual-
ly least afford to set aside
money for retirement. It
doesn't help that only one-
quarter of people earning
less than $50,000 even
know the credit exists.
But if you can squeeze
a few dollars out of your
budget, the saver's credit
is worth pursuing. Tax
credits reduce the amount
of income tax paid, dol-
lar for dollar; so many
low-income people can
recoup the amount they
contribute to retirement
accounts by up to 50 per-
cent through reduced tax-
es. And those whose em-
ployers match a portion of
their 401(k) contributions
reap even bigger rewards.
holds with AGI up to
$44,250.
Frontier Fuels
Co-Pampa
501 West Brown
Pampa, TX 79066
806-665-1617
Fax 806-665-9439
Ron Hadley
X $4,000 = $2,000); 20
percent on up to $38,500
($800); and 10 percent on
up to $59,000 ($400).
Other eligibility
rules:
• You must be at
least age 18.
• You can't be
claimed as a dependent on
someone else's return.
• You can't have
been a full-time student
during any part of five
calendar months in 2013.
• You must con-
tribute to a 401(k) by De-
cember 31, 2013, or to an
IRA by April 15, 2014.
Important Note: You
cannot claim the credit
using IRS Form 1040 EZ,
the form many lower-
income people file. To
claim it, you must sub-
mit IRS Form 8880 with
Form 1040, 1040A or
1040NR. It's a little extra
bookkeeping, but could
be worth the effort.
Saving money for the
future is never easy, espe-
cially when you're strug-
gling to pay daily bills.
But if you can somehow
manage to take advantage
of the saver's credit now,
you'll thank yourself at re-
tirement.
Jason Alderman di-
rects Visa's financial
education programs. To
follow Jason Alderman
on Twitter: www.twitter.
com/PracticalMoney.
Look Who’s
Turning 50 On
October 7!!!
Happy
Birthday!
Love, Lisa,
Judson,
Jacey and
Jayden!
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Wink, Shaun. Panhandle Herald (Panhandle, Tex.), Vol. 126, No. 12, Ed. 1 Thursday, October 3, 2013, newspaper, October 3, 2013; Panhandle, Texas. (https://texashistory.unt.edu/ark:/67531/metapth660966/m1/15/?q=%22%22~1: accessed July 17, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu.; crediting Carson County Library.