Palacios Beacon (Palacios, Tex.), Vol. 78, No. 44, Ed. 1 Thursday, October 31, 1985 Page: 4 of 14
fourteen pages : ill. ; page 22 x 16 in. Digitized from 35 mm. microfilm.View a full description of this newspaper.
Extracted Text
The following text was automatically extracted from the image on this page using optical character recognition software:
I
* m
■
Page 4-Palaclot Beacon, Oct. 31,1985
Catpool ‘gets tough’ on building code effort
As part of its ongoing effort to
enforce compliance with its strict
coastal building codes, the Texas
Catastrophe Property Insurance
Association (TCPIA) will dis-
continue its exempt city program
effective Dec. 1, said TCPIA
Chairman Don J. Manthe.
Manthe said that prior to Dec.
1, property located in' certain
“exempt” cities did hot require
building certificates when their
owners sought windstorm and
hailstorm insurance through the
TCPIA.
“We found that in the exempt-
ed cities there was inadequate
enforcement of local building
codes and that property risks
brought to us for insurance were
not constructed in accordance
with TCPtA’s building code
requirements,” said Manthe.
“The first six months’ results
of TCPlA’s new field inspection
program revealed that too much
substandard property was being
constructed and that many cities
simply did not have adequate
numbers of personnel committed
to building inspection,” said
Menthe.
TCPlA, which is more comm-
only known as the “catpool”,
was created in 1971 by the Texas
Legislature to provide windstorm
and hailstorm insurance for
property owners who cannot
Happy Birthday J. A.
3 + 5+8 4 a + <*
rS+YxitaSrl
It took a calculator but
we figured it out!
Love,
L&S; A&t F&R;N&E
otherwise obtain it in the high-
risk, 14-county area along the
Texas coast. TCPIA will not
insure any structure that was
built or substantially reconstruc-
ted after June 1, 1972, if the
construction does not comply
with applicable building codes.
Property located on the Gulf
side of the intracoastal water-
way is designated “beach” and
must be constructed, reconstruc-
ted or remodeled in accordance
with the catpool’s ‘‘Building
Code for Windstorm Resistant
Construction”.
Property located inland of the
intracoastal waterway is desig-
nated “coastal” and must be
constructed, reconstructed or re-
modeled in accordance with the
Southern Building Code.
Manthe conceded that TCP-
lA’s standards were tougher than
many would like and that just one
violation of TCPLA’s code was
sufficient to have insurance
denied or an existing policy
canceled. But he quickly added
that codes in other coastal states
were equal to or stricter than
TCPlA’s.
“Under the new Florida Coas-
tal Zone Protection Act, any new
building must be sufficiently
strong to withstand a 140 mph
wind. We Texans would do well
to adopt a similar standard,”
said Manthe.
Manthe said TCPlA’s field
inspection program had been
very effective and that most
individuals and local officials had
been receptive to the catpool’s
efforts to require strict compli-
ance with applicable building
codes.
"It’s a relatively simple propo-
sition,” said Manthe. “We are
trying to save lives and reduce
property losses. We are convin-
ced that good, common sense
building codes are critical to that
effort, and we will not be
deterred. We are making great
progress, and we intend to
continue with the vigorous pur-
suit of our goals.”
Manthe said that other featur-
es of the TCPIA program includ-
ed the submission of a new
photograph every three years of
property insured by the catpool
and a new building certificate
that places the burden of proof
squarely on the shoulders of the
insured.
"When someone puts their
signature on our new certificate,
they better be willing to stand
behind it all the way down the
line,” said Manthe. “If they or
the insured have cut some
corners along the way, we’re not
going to do business with them.
And in today’s hard insurance
market, if you can't do business
with the catpool, you probably
can’t do business with anyone,
including your favorite lending
institution.”
The catpool currently insures!
some 77,861 risks for a total
liability of approximately J4.05-
billion. Increased reliance on the;
catpool for windstorm and hail-*
storm coverage is likely to;
continue in the foreseeable fut-j
ure as insurance companies;
respond to dramatic price increa-!
ses in the reinsurance market;
and a countrywide capacity shor-;
tage that is largely due to the!
underpricing of commercial in-'
surance during the past several;
years.
The catpool’s “Building Code;
for Windstorm Resistant Con-;
struction” is available free of;
charge by writing to: “Building;
Code”, 100 N. Interregional;
Hwy., Suite 3200, Austin, Texas;
78701.
Crawfish production, marketing
program set Nov. 6 in Bay City
paiaccod
BUILDING
|®MATERIALS
204 HENDERSON’ 512-972-3939
CLOSE OUT ON
ALL BBQ GRILLS
Jijpl W ■ I
| 2 X 4 Utility Grade
Doug Fir
20%
Quactzliter
Floodlight
Reg. *43.99
Seafood is rising in popularity1
throughout the country due to a
wave of weight and health con-
sciousness. Cajun cuisine is par-
ticularly in fashion, with crawfish
and crawfish dishes topping the
list. With this popularity has
come an increased marketability
of crawfish especially those care-
fully cultured and purged on
crawfish farms.
In an effort to supply needed
information to new or potential
producers of these crusty deli-
cacies, the Mid coast Chapter of
Ellis is elected
VICA president,
fundraiser set
The Vocational Industrial Clu-
bs of America (VICA) met in the
PHS cosmetology lab to elect
officers for the 1985-86 school
year.
The following were elected:
President-Sherri Ellis, Vice-Pr-
es.-Tina Clark, Secretary-Regina
Sellers, Treasurer-Pam^Weber,
Parliamentarian-Chung Tran,and
Reporter-ThuyBui.
Plans were discussed for a
money making project. It was
decided that the club will sell
comb and brush sets in a carrying
case. Money earned by the club
through fund raising will be used
to help pay the expenses of
members entering district and
state contests later in the year.
The motto of VICA is “Deve-
ESXW^jis
the Texas Crawfish Farmers Ass-
ociation and the Matagorda
County Office of the Texas
Agricultural Extension Service
will co-sponsor an education pro-
gram on crawfish.
The seminar will be held
Wednesday, Nov. 6 at 7 p.m. in
the District Courtroom of the
Matagorda County Courthouse in
Bay City.
The program is free and open
to all persons involved or inter-
ested in commercial crawfish
production and marketing. For
more information on this seminar
contact Willie Younger, Mata-
gorda County Extension Agent at
409-245-8415.
The program is designed to
cover the basics of pond produc-
tion and marketing of crawfish in
Texas. Dr. James Davis, Exten-
sion Fisheries Specialist, and
Michael Haby, Extension Sea-
food Marketing Specialist, will be
the key presenters.
Their presentations will cover
Kucera named
• • •
is on its way, and the 1st stop ii
GerI>ERMAN
JeweIers, Inc.
Our Pre-Christmas Sale
Oct. 31 thru Nov. 9
Come experience the
sights *
smells • ,
sounds *
& savings
of the season!
Savings Now to stretch that
Christmas budget
Come in & let us help!
112 N, Mechanic
El Campo
543-4361
region secretary
Matagorda County Treasurer&
Suzanne S. Kucera has been
elected Secretary of Coastal
Plains Region 12, County Trea-
surers' Association of Texas.
Region 12 encompasses a 20-
county area from Jefferson Coun-
ty to Refugio County and extends
to Gonzales County.
Other officers newly elected at
the October 1985 meeting are
President Toni Reckaway, Jack-
son Co. Treasurer, and Vice-
President Gus Wessels, Wharton
Co. Treasurer.
PERSONALS
Mr. and Mrs. Leo Orsak
enjoyed a visit from all their
children and grandchildren the
past week.
Mr. and Mrs. Gary Orsak and
daughters, Jennifer and Susan,
of Duncan, OK, came in Friday
and attended his Class of ’76
reunion. They returned home
Thursday.
Visiting from Shiner were Mr.
and Mrs. Tommy Orsak and
children, Wade, Robin, Amber
and Trey.
Visiting from Rockport were
Mr. and Mrs. Larry Orsak and
sons, Travis and newborn son,
Brock.
the following subjects: pon<|
design and construction, stocking
rates and ratios, water quality
management, forage production;
harvesting techniques, predator
control, purging and grading,
price determination, marketing
channels, handling and distribu-
tion, and market projections.
Doyle Schaer, President of the
Mid Coast Chapter Of the Texas
Crawfish Farmers Association,
will also provide an overview of
the function of this aquaculture
trade association.
Birthdays
OCTOBER30
Helen M. Ward
Lydia Longoria
Jason Shawn Elliott, Kansas Ci-
ty, Missouri
Julius Aguilar
OCTOBER31
Mary Hunter
Bobby Bickham,Houston
Lillie Jackson
Ginger Biskup, Austin
ernes; Longoria
Ramon Harvey
Mandy Navarro. Houston ■!
~^Patty'S$e!r'
raw ■ NOVEMBER,!"'.,,
Patrick Solis
Richard Parrish, 01 ivia
NOVEMBER 3
Roberta Buckley
Donald Hyett j
NOVEMBER 4
Meta Crawford
Erin Ochoa
NOVEMBER 5
Kathy Lawson
ANNIVERSARIES
Mr. and Mrs. Donnie Harvey !
Choose
Ufe
“I have set before
you life and death,
blessing and curse
therefore choose life
that you end your
descendants may
live.”
if you want to get
the most for your
homeowners Insurance
dollar, check with
State Farm.
Call, and let me explain State Farm‘s
unbeatable combination of service,
protection, ana economy.
Call:
CHIPPER HOLT
809 First SL
Palacios
972-2525
Upcoming Pages
Here’s what’s next.
Search Inside
This issue can be searched. Note: Results may vary based on the legibility of text within the document.
Tools / Downloads
Get a copy of this page or view the extracted text.
Citing and Sharing
Basic information for referencing this web page. We also provide extended guidance on usage rights, references, copying or embedding.
Reference the current page of this Newspaper.
West, Nicholas M. Palacios Beacon (Palacios, Tex.), Vol. 78, No. 44, Ed. 1 Thursday, October 31, 1985, newspaper, October 31, 1985; Palacios, Texas. (https://texashistory.unt.edu/ark:/67531/metapth725906/m1/4/: accessed July 18, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu.; crediting Palacios Library.