Palacios Beacon (Palacios, Tex.), Vol. 87, No. 32, Ed. 1 Wednesday, August 10, 1994 Page: 2 of 14
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Page 2-Palacios Beacon-Wed., Aug. 10,1994
Deadline 12 Noon Monday
Keeping An Fye On Business
Being insured^can help save your business
BY LYNN POUBON, EXractor'
In most people’s mind, insurance fits right
up there with death and taxes.
I am often asked, "Do I really need insur-
ance for my business?” I answer that ques-
I answer the question. “ Do
■ ■icchiwib: ui Do I need to file these tax
returns?” If you wait until you need them,
it’s too late.
growing business.
i types
The |
require insurance coverage, perhaps your
There are certain types of insurance that
are a requirement. The government may
have insurance?
Hot everyone needs insurance; but
remember, I have seen more businesses
for the lack of coverage than 1 have
customers will, and your banker and land- saved by scrimping on premiums. If you mi;.
e property or liability cover- in business, please considerthese three thing#:.
lord may require property or liability cover
age. Just as often, buying insurance is viewed
as a business decision. Therefore, it should
Unfortunately, many people consider in- insurance in its proper perspective
propositio
suranee a lose-lose proposition where the;
best possible outcome is that you pay all the ’
premiums and have no claims. With that
philosophy, they receive absolutely nothing
for their money.
It is just as easy to view insurance as a win-
win situation. You certainly come out ahead
i f you have a loss. In fact, the protection may
save your business. But even if you do not
experience a loss, you purchase the peace of
mind necessary to focus on managing your
5 Properly analyze the risk;
t Buy insqrance effectively; and,
• Select 3 reputable and knowledgeable
business insurance broker. -
For more information or free, confide-*-
professional counseling, call the Small
4 Lets not forget the final m yth about inspr- ness Development Center at (409)532
ance which we have all heard many times—
every other business expense, such as rent,
telephones and salaries. This may help put
”1 don’t need liability insurance because I
never lave exposure.” In our “1*11 sue” so-
ciety, we have a tendency to sue everyone
even remotely involved in a case because we
never know who will be responsible or who
has the deepest pocket. Whether you are
right or wrong, liable or not; if your business
is named in a suit, you must defend yourself.
How will you pay your attorney? Do you
The WCJC SBDC Small Business Develop
ment Assistance Center at the Palacios
of Commerce building (315 Main) is open on
en£nt$|
fourth Wednesdays of avety month from 9 a.nrvi'
4 p.m. A counselor will to provide free advicV
___ *»____ *_ !— -1!. ...L am iMtAMetAyj fig*
"3.
assistance to individuals who are interested
who are currently in business in Palacios or
surrounding areas. Appointments can be mi
by calling Sandra Minton, WCJC SBDC office
manager, at (409) 245-0604.
ORMOSA
(Continued From Page One)
the Environmental Protection part of TNRCC) permit for the Texas Water Commission (now
Agency (EPA), the Texas Nat- expansion in Point Comfort in TNRCC)
A LARGE bumblebee scurries across a blossom in search of
succulent nectar. Summer flowers are a beehive of activity
as the bees fulfill nature’s role of helping to distribute pollen
when making their nectar rounds. (Beacon Photo by Nick
West)
after extensive public
hearings during which engi-
neers, biologists and other sci-
entists, regulatory agencies,
fishermen, bird watchers, envi-
ronmental activists, and citizens
were given an opportunity to
express their concerns and
uestioos. The transcript (or
covers 2,939
unit names the
SHOOTING
(Continued From Page One)
out a pistol and fired four shots, one of which struck Polk in
the back. Sliva said that Polk and the individuals he was with
continued to run to their vehicle parked nearby and drove Polk
to Wagner General Hospital. He was subsequently taken to
Matagorda General where he underwent an operation to remove
the bullet.
Sliva said police know the identity of the juvenile suspect, but
had been unable to locate him as of Monday afternoon. Once
taken into custody, Sliva said the suspect would be turned over to
juvenile authorities and could possibly face a charge of
aggravated assault with a deadly weapon.
ural Resource Conservation late 1989 which allowed con-
Commission (TNRCC) and struction to begin on the $1.5
Formosa Plastics Corporation, billion project in January,
"After five years of intense 1990. A second TACB permit
evaluations from state and fed- was granted in Feb. 1993 for
eral environmental agencies, the LLDPE plant, a tank farm,
we are very happy to be in- and modifications to some of
formed that Formosa has inet the plants. Air modeling de- questions. The
all the permit application pro- vdoped for the second permit these hearings
cedures for operating a chemi- considered the effects of the pages. This pei
cal plant in the state of Texas,” Formosa expansion and op- compounds Formosa can re-
said Jack Wu, Vice President of erating plant, highway traffic, lease, the quantities of the
Business Development!* for and other industrial plants in compounds which can be re-
Formosa. "While some Com- the area. To assure the air teased, and the test-monitoring
panics are pulline plants out of coming from the Formosa “ L-
the United States because of Hants is not doing any harm to
environmental restriction, our the City of Point Comfort, the
successful permit efforts prove company has installed an in-
that the latest technology is ca- fra-red monitoring system in
pable of meeting the very strict the city which samples the air.
state and federal permit re- iwo water permits are re-
quirements for new plants." quired to operate the Formosa
Formosa received a Texas expansion. The first water
Air Control Board (TACB, now permit was written by the
programs which will assure that
the cleaned and treated water
from Formosa is not harming
Lavaca Bay.
The state permit notes that
the processes and equipment
used to treat and dean indus-
trial water from the Formosa
virorunental Information
ument (EID). A second
was completed in 1990 to an-
swer questions from environ-
mentalists. When environmen-
talists were still not satisfied,
Formosa volunteered to do an
Environmental Impact State-
ment. This third-party study
was supervised by the EPA
which again held public hear-
ings in Port Lavaca. The 030-
page EIS was completed ,in
early 1993. This led to a fed-
eral water permit, or NPD£S
permit, which became effective
on Sept. 17, 1993.
The final EIS required
Formosa to perform a study-to
determine if sea turtles
found in upper Lavaca
provide erosion protection
Sundown Island which L
nesting ground for brown pe-
cans; and work with the Tefeas
COUNCIL
• naucauqn
• Individuals
• Assessments
• Support Groups
% Screening
• Adolescents & Families
Toll Free: 744 Henderson Rd., Angelton
1-800-386-0931 409/848-0931
A United Way Agency
Facility represents the best
available technology in the Department of Health (Ti
market place. These systems to re-establish the TDH
cost over $60 million. The agement plan for comme
Formosa expansion has al- oystering in upper Lavaca E
ready spent nearly $370 mil- An of the seven plants in
____-—, ■ ——- - —,lioa for environmental pro- Formosa expansion are
* ’ (CorttinuedFroaa Ruga One) m mh P cesses and equipment. * running.' The company
Jane Mower from City HaU liness of the location after the* The s**™1 water !*""•» Ploy,s about. pro<fui
said the partying participants party is over. ^ r quired before the Formosa employees m Point
did a good job of cleaning up Armed security is required ph™ could begin operating is with an annual pa
after themselves. for those warning to serve al- a federal water permit from the nearly $40 million.
*1 wish everyone would coholic beverages, but security EPA. Information generated
clean up like this people did," personnel is optional for those for this permit began in 1989
she said. "They even brought Just wanting privacy. with the completion of an En-
Beaton Deadline; Noon Monde .
Beaton Oliite Closed Wednesday
charges $5 per hour, per per-
son for putting up ana taking
down tables and chairs and
• SPECIAL •
—— With a parly of neven or more -
_ • Groom's tux is free
* PLUS $5 off each additional tux
• $60 - $75 Tux Rental
^MARKET PLACE
311 Henderson • Palacios
(512) 972 - 5039
their own trashbags."
Cleaning up after parties
save the renters money, Mower
explained, because the city
charges $3 per hour,
son
down
cleaning up after party goers.
The maximum amount
charged is two workers for two
hours, or a total of $20.
The pavilion, along with
shelters on South and East Bay
Boulevards are all available for
rental from the City.
of $75 is required
of which may be re-
For the pavilion, a deposit
‘ up front,
part
funded.
The first hour of use costs
$15 and includes electricity.
Each hour thereafter is $5.
The large shelters on East
Bay and South Bay both rent
for a $23 deposit, including $3
for electricity. Partial refunds
can be received from all de-
posits depending on the dew-
New
3L Tea < h e r s !#^i
The City State Bank
|g{| of Palacios
459 Main
972-2585
summer.
#i
■u
lower
s free Summer
UngG
your cooling costs this summer and beyond, through the
usually hot South Texas fall Call toll-free today and ask
for your Summer Energy Saving Guide!
1-800-274-2611 _ _
camm wsaano uqht exmmy
mptnornmmgftowmrk tor ym,
1
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West, Nicholas M. Palacios Beacon (Palacios, Tex.), Vol. 87, No. 32, Ed. 1 Wednesday, August 10, 1994, newspaper, August 10, 1994; Palacios, Texas. (https://texashistory.unt.edu/ark:/67531/metapth726567/m1/2/?rotate=90: accessed July 2, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu.; crediting Palacios Library.