Mineola Monitor (Mineola, Tex.), Vol. 141, No. 4, Ed. 1 Wednesday, January 27, 2016 Page: 4 of 16
sixteen pages : ill.View a full description of this newspaper.
Extracted Text
The following text was automatically extracted from the image on this page using optical character recognition software:
4A Mineola Monitor • Wednesday, January 27,2016
Alba-Golden ISO Third Six Weeks Honor Rolls
Secondary school
All As
12th grade - Jeffrey Barnhart, Kaylee Bizzell, Kris-
ten Brickey, Emily Crittenden, Sharon Draper, Claire
Glide well, Toby Harle, Rachel Hays, Jocelyn Hock-
ett, Christopher Kellis, Jake Kindle, Caitlin Lennon,
Brennan Margos, Blake Reynolds, Jaselyn Riley, Erin
Roberts, Avery Spurger, Christian Steck, Angela Sto-
rey;
11th - Evan Galyean, Jenna Hawkins, Harleen
Kaur, Clayton Lennon, Nicole Little, Mikayla Patton,
Colton Raymond, Brady Rolen, Shelby Wright;
10th - Frederick Arenas, Sarah Boykin, Jessica
Cockrum, Kaleb Day, Shane-a Gallimore, Jacqueline
Gonzalez, Luke Kindle;
Ninth - Madison Bizzell;
Eighth-JordinBarnhart, Eddie Caffey, LayneCulp,
Savannah Edwards, Ann Pendergrass, Justina Peter-
son, Christiana Roberts;
Seventh - Jose Camacho, Isabella Crawford, Eliza-
beth Crittenden, Abigail Hallman, William Hartin,
Reese Michaels, Bree Allie Rolen, Rylee Wilcoxson;
Sixth - Madisyn Bryant, Cassidi Burris, Aaron
Crampton, Michael Gaskill, Shawn Gaskill, Koby
Kleam, Jade Kruse, Dylan O'Quinn, Diego Osornio-
Rios, Thai Peterson, Sara Pruneda, Jessica Swoape,
Ford Tannebaum, Olivia Teel;
A-B
12th grade - Marco Aguilera, Mellissa Bandy, Katy
Bowers, Colton Bradshaw, Wyndi Comacho, CeTara
Carter, Logan Culp, Dylan Davis, Chase Jones, Collin
Kelbe, Carter Lennon, Oscar Martinez, Kyle Morrow,
Danny Osborn, Jesse Poisel, Ana Martinez, Sidney
Ruelas, Jose Valenzuela, Lindsey Williams, James
Woodrum, Dalton Wright;
11th - Reygan Arrington, Richard Brewer, Bethany
Carson, Francisco Cerrito, Justin Cockrum, Saman-
tha Cortes, Jose Delgadillo, Kaitlyn Dusek, Lillie
Flores, Kali Hammond, Logan McGahee, Abigail
Mitchell, Julia Reynolds, Joel Rinlee, Jaxson Thorton,
Jagger Wright;
10th - Preston Arrington O'neal, William Barnett,
Kenzie Chadwick, Hannah Ellis, Michael Hartin, As-
pen Howard, Dawson Kirk, Lacy Mclean, Makayla
Melton, Ross Michaels, Stephanie Morales, Graceann
Mullins, Nicholas Murray, Taylor Nichols, Isaac
Pickering, Crystal Pierce, Lindsey Roberts, Tobey
Shelton, Joseph Shuttles worth, Kaylee Sly, Shelby
Smith, Maria Valenzuela Gomez, Brynna Whatley,
Rheagan Wilcoxson;
Ninth - Dylan Arenas, Destiny Baker, Johnnie Bow-
ers, Virginia Carson, Lauren Crump, Thomas Ham-
mond, Nathaniel Kumm, Elijah McGahee, Macie
Pendergrass, Mason Ragsdale, Ashlyn Rogers, Byron
Wade, Kaden West;
Eighth - Raven Ayers, Caitlin Baker, Alyssa Burns,
Nayeli Camacho, Fatima Cerrito, Christopher Cha-
baud, Jon-Michael Chadwick, Jacob Dailey, Mason
Fitzgerald, Elizabeth Hallman, Timothy Hartin, Aus-
tin Hartley, Talon Howard, Jennah Latham, Bralee
Littlejohn, Pandora Magee, Kaya Mcaninch, Timothy
Mitchell, Baled Moya, Laralie Newland, Kelly Orte-
ga, Kassidie Perdue, Vincent Pierce, Ana Pruneda,
Braden Reynolds, Matthew Rogers, Lyndsey Tackett,
Stormy Troyer, Hayden Weissert, Meagan Williams;
Seventh - Tommie Burnett, Jessica Chapa, Kayli
Covey, Morgan Dorner, Blake Douglas, Brittnei
Dunn, Cameron Galyean, Thomas Hooton, Savannah
Jackson, Gabrielle Jerome, Delivan Jones, Kyle Ken-
nedy, Michael Kumm, Meritt McGahee, Christopher
Miller, Sage Mizer, Arianne Nivison, Marvin Nunez,
Nathan Sowell, Michael Spurgeon, Ethan Steck, Ca-
den Wiser, Hannah Wright, Kalli Wright;
Sixth - Skylar Allen, Oliver Barnes, Denver Beck,
Jace Boykin, Andres Camacho, Matthew Currie, Ka-
son Gaby, Conner Gibson, Hannah Gurley, Savannah
Gurley, James Hallman, Kylie Kennedy, Madison
Kirk, Sofia Lopez, Austin Martin, Rosa McCarmack,
Julia Morrow, Andelica Ortega, Paislee Pendergrass,
Karlee Robertson, Jack Tennebaum, Lindsey Terry,
Kadence Thompson, Brianna Troyer, Jessie Weddle,
Thomas Weissert;
Elementary
All As
Fifth grade - Mia Backer, Walter Campbell, Shyann
Gaines, Allison Hooton, Kylie Kleam, Cacie Lennon,
Connor Mason, Luke Morrison, Eli Nivison, Cade
Stovall, James Thompson, Skyler West, Cason Wiser;
Fourth - Seth Converse, Tate Converse, Hailey
Crutchfield, Drake Duplechain, Grace Knight, Bailey
Pennington, Jasmine Samis, Luke Sutton, Hudson
Wright;
Third - Landrie Boyd, Carmen Carrasco, Corbin
Dorner, Jaelynn Garcia, Emma Knight, Kaydence
LeMoine, Will Louderman, Olivia Morrison, Alyssa
Murdock, Collin Nichols, Ava Nivison, Riley Osborn,
Cooper Pettijohn, Irena Reeves, Alex Reyes, Kaden Ri-
ley, Austin Rumfelt, Lainey Teel, Ryan Willeford;
Second - Abigail Baldwin, Cooper Christian, Ray-
lee Copeland, Maxx Davis, Alyssa Digilormo, Piper
Hallman, Isaac Hartin, Kenzie Hartsell, Isabela Her-
nandez, Bryce James, Temprance Jones, Addison Kau-
ahquo, Kirby Kleam, Joecey Lewers, Corvin McPeters,
Cann in Peppers, Alyssa Potts, Braden Rankin, Adyson
Ringgold, Emerson Swoape, Kaden Trimble, Layton
Williams, Alyssa Young;
A-B
Fifth grade - Crimson Bryant, Gavin Dailey, Carlee
Dooley, Natalie Graham, Robert Llartley, Kaden Ken-
nedy, Landry Lewers, Levi Littlejohn, Samuel Louder-
man, Clark Melton, Braylon Moffett, David Osornio,
Dawson Pendergrass, Tyler Perez, Nateya Porter,
Carmen Ramirez, Brayden Randolph, Makayla Ray,
Haylee Rinlee, Chayton Shelton, Brady Shrum, Jerry
Skinner, Sofia Tannebaum, Gavin Terry, Cheyenne
Woodruff, Kamrin Wright, Amber Young;
Fourth - Nayeli Ausmus, Kaya Bayiha, Faith Beck,
Kay den Bennett, Braxton Birchfield, Pay den Bohan-
nan, Travis Campbell, Kenley Carr, Stephen Hall-
man, Aiden Haynes, Jett Kruse, Audrey Martin, Dylan
Nichols, Marissa Rojo, Madison Steuck, Jana Weddle;
Third - Autumn Barnhart, Ayden Blalock, Jadyn
Bossier, Lillian Busbee, Addison Crutchfield, Hec-
tor Delgadillo, Gage Ervin, Rylie Evans, Kinley Ford
Knight, Kaleb Gaskill, Ricardo Gonzalez, Carrie Hill,
Olivia Jennings, Daunny Johnson, Nikolai Kent, Cam-
eron Lennon, Xavier Marical, Alaya Morrow, Halle
Perkins, Brandt Peterson, Beau Putman, Jaxon Ring-
gold, Brayden Summers, Wyatt Sutton, Addycin Up-
church, Alexis Wi Imut, Garrett Wright, Lainey Wright;
Second - Allison Allen, Madison Anderson, Regan
Anderson, Olivia Barnes, Brielle Barrera, Karson Bev-
erly, Valerie Brooks, Zachery Carney, Hannah Death-
erage, Katelynn Garcia, Abigail Jones, Braelyn Massie,
Kay den Massie, Rowdy Mizer, Danica O'Quinn, Jay-
lee Osborn, Tucker Samples, Erabellae Smith, Jacob
Strickland, Kean Sullivan, Devon Taylor, Jose Villeda
and Kailyn Wonser.
Job fair set Wednesday at chamber
There will be a job fair at the Mineola Chamber of
Commerce on Wednesday (Feb. 3) from 9 - 11 a.m.
The fair is being conducted by Express Employ-
ment Professionals .
The fair is for a single employer in the local area
looking to fill about 10 positions. Applicants must
be willing to work any shift and up to seven days a
week.
Duke Propane Gas
/Ti m £-frV r
ammcmc ggs
Upgrade to AUTOMATIC GAS! Enjoy a
“full service” propane company & more;
• FREE Price Protection. Mo surprise price
spikes this winter. Guaranteed!
• FREE GAS Check" &
system safety inspection
• FREE 6 months tank rent
• Residential & commercial
underground tank and gas piping
installations
• Certified, friendly propane professionals!
Call to start saving today:
(800) 435-7427 • (903) 763-5550
VTsfr A utofnaticGas.com for more info and to hear a
message from our president!
ADVERTISEMENT
REAL ESTATE
Retirement in Reverse:
Better read this if you are 62 or older
and currently own a home in the U. .
"I now have paid off my
credit cards and have
money in the bank and
still have my home."
- Margaret Tennant
More than 1 million seniors
have taken advantage of
this "retirement secret."
Americans are living longer. And, home
prices in the U.S. are up more than 36% since
October of 2011, according to October 2015
data from the National Association of Realtors.*
For many senior citizens, their home is their
biggest asset, often accounting for more than
50% of their total net worth.
With the cost of basic
necessities such as food on the
rise, it’s no wonder why more and
more seniors are using HECM
reverse mortgages to turn their
home equity into extra cash for
retirement.
However, there are still
millions of homeowners
who could benefit from this
government-insured loan but may simply not
be aware of this “retirement secret.”
Some people think reverse mortgage loans
sound “too good to be true/ You get cash out
of your home, no monthly mortgage payments,
and you still own your home.
NO MONTHLY MORTGAGE
PAYMENTS?** EXTRA CASH?
It’s true, no monthly mortgage payments
are required with a reverse mortgage;** the
homeowners only have to pay for maintenance,
property taxes, homeowner’s insurance and, if
required, their HOA fees.
Reverse mortgages first took hold when
president Ronald Reagan signed the FHA
mortgage bill into law over 25 years ago to
help senior citizens remain in their homes.
They’re simply an effective way for folks
62 and older to get the cash they need to
enjoy their retirement.
Although today’s HECM reverse mortgages
have been greatly improved to provide greater
protection for homeowners, there are still a
lot of misconceptions. For example, many
people mistakenly believe the home must be
paid off in full in order to qualify for a reverse
mortgage, which is not the case. One key
benefit of a reverse mortgage loan is that it
automatically pays off your existing mortgage,
which frees up cash flow, a huge blessing for
those on a fixed income. Unfortunately, many
homeowners who could benefit from a reverse
mortgage don’t even bother to get more
information due to rumors they’ve heard.
That’s a shame because reverse mortgages are
helping many seniors live a better life.
A survey by American Advisors Group
(AAG), the nation’s number one reverse
mortgage lender, found that over 95% of
their clients were satisfied with their reverse
mortgages.
If you’re a homeowner age 62 or older, you
owe it to yourself to learn more. You may be
pleasantly surprised by what you discover.
Request a FREE Info Kit & FREE
DVD Today! Call toll-free:
1-800-515-0419
FACT: In 1988
President Reagan
signed the FHA
Reverse-Mortgage
Bill into law.
Age 62+? Own a home? Call:
1-800-515-0419
Request This FREE Reverse
i Mortgage Info Kit Today!
L — — — — — — — — — — — —
All 3 Valuable Information
Kits & DVD are yours FREE!
-AS SEEN ON-
^ ciw
*ln October of 2011, the Median U.S. Sales Price of Existing Homes was $160,800. As of October 2015, the Median U.S. Sales Price of Existing Homes was $219,600, a 36.6% increase since 2011. Source* https://research.stlouisfed.org
**lf you qualify and your loan is approved, a HECM Reverse Mortgage must pay off your existing mortgage(s). With a HECM Reverse Mortgage, no monthly mortgage payment is required. Borrowers are responsible for paying property taxes and
homeowner’s insurance (which may be substantial). We do not establish an d escrow account for disbursements of these payments. A set-aside account can be set up to pay taxes and insurance and may be required in some cases. Borrowers
must also occupy home as primary residence and pay for ongoing maintenance; otherwise the loan becomes due and payable. The loan must be paid off when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, per-
manently moves out, or does not comply with the loan terms. Call 1-800-515-0419 to learn more. A HECM Reverse Mortgage increases the principal mortgage loan amount and decreases home equity (it is a negative amortization loan). American
Advisors Group (AAG) works with other lenders and financial institutions that offer reverse mortgages. To process your request for a reverse mortgage, AAG may forward your contact information to such lenders for your consideration of reverse
mortgage programs that they offer. NMLS# 9392 (www.nmlsconsumeraccess.org). American Advisors Group (AAG) is headquartered at 3800 W. Chapman Ave., 3rd & 7th Floors, Orange CA, 92868. TX (Mortgage Banker Registration).
American Advisors Group
U.S.A.’s No.1
Reverse Mortgage Company
These materials are not from HUD or FHA and were not approved by HUD or a government agency.
Upcoming Pages
Here’s what’s next.
Search Inside
This issue can be searched. Note: Results may vary based on the legibility of text within the document.
Tools / Downloads
Get a copy of this page or view the extracted text.
Citing and Sharing
Basic information for referencing this web page. We also provide extended guidance on usage rights, references, copying or embedding.
Reference the current page of this Newspaper.
Newman, Doris. Mineola Monitor (Mineola, Tex.), Vol. 141, No. 4, Ed. 1 Wednesday, January 27, 2016, newspaper, January 27, 2016; Mineola, Texas. (https://texashistory.unt.edu/ark:/67531/metapth900031/m1/4/: accessed July 18, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu.; crediting Mineola Memorial Library.