Mineola Monitor (Mineola, Tex.), Vol. 140, No. 27, Ed. 1 Wednesday, July 8, 2015 Page: 2 of 14
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2A Mineola Monitor • Wednesday, July 8,2015
Guest Column
BY BOB MOOS, SOUTHWEST PUBLIC AFFAIRS, U.S. CENTERS FOR MEDICARE AND MEDICAID
Working past 65? Here's what to know about Medicare
If you plan to work past 65 and keep the
health insurance you've had from your
job, you're likely to wonder what, if any-
thing, you need to do about enrolling in
Medicare.
About one in six older Americans now
remain in the workforce beyond what
was once the traditional retirement age.
And the number of older workers will
only grow over time.
One reason is that Social Security now
requires you to be at least 66 to collect
your full retirement benefits. Retiring ear-
lier means a smaller Social Security check.
Then, too, a number of 60-something
workers continue to pursue their careers
because they can't afford to retire. And
still others simply prefer to stay engaged
and on the job.
Whatever the reason for postponing
your retirement, you still need to consid-
er Medicare as you approach your 65th
birthday and qualify for the health care
coverage.
First, you should visit with your com-
pany's human resources manager to de-
termine how your employer-provided in-
surance will fit with Medicare. That's also
true for anyone turning 65 and receiving
health care through a working spouse's
group plan.
Most workers will want to sign up for
Medicare's Part A, which usually has no
monthly premium and covers hospital
stays, skilled nursing, home health ser-
vices and hospice care.
Of course, like most rules of thumb,
there's always an exception. And this one
is no different.
If your employer coverage takes the
form of a high-deductible insurance plan
with a health savings account, you should
defer enrolling in Part A. The Internal
Revenue Service forbids you to continue
contributing to your savings account
once you have Medicare.
When you sign up for Medicare's Part
B, which covers doctor appointments and
other outpatient services, mostly depends
on how large your employer is.
If your or your working spouse's com-
pany has 20 or more employees, your em-
ployer-provided insurance will remain
your primary coverage and will pay your
bills first. You can delay enrolling in Part
B until you stop working.
If your or your spouse's company has
fewer than 20 workers, Medicare will be-
come your primary coverage, and your
employer coverage will be secondary, so
you should sign up for Part B.
Assuming that you're not yet receiving
Social Security benefits, you'll need to en-
roll in Medicare by contacting Social Se-
curity at 800-772-1213 or www.socialse-
curity.gov.
You should do this during what's called
your "initial enrollment period," which
runs from three months before the month
you turn 65 to three months after your
birthday month.
There's also the question of whether
youll need to enroll in Medicare's pre-
scription drug coverage, also known as
Part D, when you turn 65 or whether you
can put off that decision.
Again, you should consult with your
company's benefits manager. If your em-
ployer plan includes drug coverage that's
at least comparable to Part D coverage,
you won't need to sign up right away.
When you do finally stop working,
youll be able to enroll in Medicare (Parts
A or B) without risking a late penalty
during a special eight-month enrollment
period. You'll also have two months to
select a Medicare drug plan without a
penalty.
To learn more about how your employ-
er health plan works with Medicare, visit
www.medicare.gov/publications and
view the booklet "Medicare and Other
Health Benefits: Your Guide to Who Pays
First." Or call 800-633-4227 to request a
free copy.
Understanding how your insurance
choices fit together as you continue work-
ing beyond 65 will help you get the best
care for your dollars.
Letter to the
Editor
Dear editor,
On June 20,1 came
to Mineola (my home-
town) along with my
husband and son. When
we started to return to
Irving, we stopped at a
service station in Mine-
ola and I had the mis-
fortune to trip and fall
on my face in a rough
graveled area. A family
from Golden happened
by and saw our predica-
ment and stopped to
help us. They called the
paramedics and waited
with us until they got
there. We did not think
to get their names and
do want to express our
thanks for their kind-
ness and concern.
I would appreciate
your printing this in the
hope that somehow they
will see it or hear about
it.
Thank you very much,
Ann Cox
Irving
Saxophonists from the Glenn Miller Orchestra perform a duet during Glenn Miller Music Director Nick Hilscher gets into the
the opening performance of "Moonlight Serenade" which prompted groove of the music as the orchestra performs, "This Time
the 212 people in attendance to clap fiercely with excitement. the Dream's on Me," in Mineola Wednesday night.
Mineola
Monitor
U.S.P.S. No. 781-460
(903) 569-2442
Fax (903) 569-6836
• Publisher- Joyce Hathcock
publisher@themineolamonitor.com
• Editor - Doris Newman
news@themineolamonitor.com
• Advertising - Katrina Davis
advertising@themineolamonitor.com
• Reporter/Photography - Josh
Land
sports@themineolamonitor.com
• Classifieds
publisher@themineolamonitor.com
Published every Wednesday by
Mineola Monitor, 715 Mimosa St.,
Mineola, TX 75773
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the post office,
Mineola, TX 75773
U.S.P.S. No. 781-460
POSTMASTER,
send address corrections to:
Mineola Monitor, P.0. Box 1210,
Kilgore, TX 75663
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Errors which may appear in the Mineola Moni-
tor will be corrected upon being brought to
the attention of the editor. Mineola Monitor
is a member of the Texas Press Association,
North and East Texas Press Association.
News deadline:
Noon on Friday
MINEOLA MONITOR
Established 1876
Letters policy
Letters to the editor are opinions
expressed by the writers and in no
way reflect opinions or policies of this
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necessarily mean the facts have been
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The Monitor does not accept letters
of endorsement for or against politi-
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nature will not be accepted for the
last edition prior to the election as
well. Letters should not be personal
attacks and must not be libelous. The
newspaper has editorial discretion on
publishing as well as editing letters.
Mineola Community Calendar
This lists REGULARLY scheduled meetings and is a community
service. Please furnish information to Editor Doris Newman.
Organizations are responsible for notification of changes.
ALBA CITY COUNCIL 1st Mon., 7 p.m., City Hall.
ALBA-GOLDEN SCHOOL BOARD 2nd Mon., 7 p.m., Admin. Bldg.,
768-2472.
ALBA-GOLDEN YOUTH FOUNDATION, 2nd Tues., elementary
gym, 7 p.m. All welcome.
ALBA LADIES CLUB 4th Thurs., 6:30 p.m., Alba Community
Center. 765-2573
ALBA LIBRARY BOARD 3rd Mon., 6:30 p.m. City Hall, Carey
Carpenter 768-2141.
ALCOHOLICS ANONYMOUS - Sun. & Mon. 7 p.m., Fri. 8 p.m.,
Womens Group Mon. 11 a.m.; St. Dunstans Episcopal Church.
AL ANON - Thursday 7:30 pm; St. Dunstans Episcopal Church.
ALZHEIMER SUPPORT GROUP (spons. by Pilot Club) 1st Tues.,
noon, Ranchero, Betty Curbow 569-5237.
AMERICAN LEGION POST 296 and Auxiliary 4th Mon. 6:30 p.m.
Highway 80 east three miles. All are invited.
BOY SCOUT TROOP #385 - Tues. 7 p.m., First United Methodist
Educational Bldg., Scoutmaster Chris Jennings, 903.569.3531.
BREAD OF LIFE MINISTRY FOOD PANTRY Humble Baptist, Tues.
1-4 p.m.
DAUGHTERS OF THE AMERICAN REVOLUTION: Daughters of
the American Revolution: 1st Sat (except June, July, Aug, Dec)
noon, Harvest Acres Baptist Church, 460 NW Loop 564, Mineola.
Regent Susan Few, 903-569-3286.
DELPHIAN LITERARY CLUB 1st Weds., Christine Creswell,
president, 569-6794; Clarice Pendley, VP, 569-3586.
DRUG AND ALCOHOL AWARENESS Friday 7 p.m. Seventh Day
Adventist Church, Ronny Polley 768-2992.
DUPLICATE BRIDGE ACBL games Weds. & Fri. 10:30 a m.,
Masonic Lodge, Shirley Matthews 882-1335.
FANNIE MARCHMAN GARDEN CLUB 3rd Weds., September -
May, Mineola Civic Center, 9:30 a.m. Visitors welcome. Charla
Martin, president, 903-638-6389
FRIENDS OF THE MINEOLA MEMORIAL LIBRARY - 1st Weds. 1
p.m., Mineola Library, Mitzi Pearce , 903-569-5561.
GED CLASSES, FREE. Sand Spring Baptist Church. Mon. & Tues.
9 a.m. to noon or 6-9 p.m. For information or to enroll, call Kim
Kerry at 903-768-3239 or 903-569-9350.
GIRL SCOUTS, MINEOLA TROOP #3, Mon. 6-8 p.m., Broad Street
Church of Christ Annex. Troop Leader Crystal Arcand, 903-569-
2610. All girls K-12th grade welcome.
HAINESVILLE VOLUNTEER FIRE DEPT. - 2nd & 4th Thurs. 7 p.m.,
Firehouse downtown Hainesville.
IRIS GARDEN CLUB-GOLDEN, 1st Mon. Sept.-May, Golden United
Methodist Church. Sherry Lindsey, 903-765-3000, or Ann Medlin,
903-765-2216.
KIWANIS CLUB Tues. noon, Mineola Civic Center Dogwood
Room. Ed Castro, president; Sam Curry, treasurer; Becky Moore,
secretary.
LAKE COUNTRY REPUBLICANS 4th Tues. 6 p.m. Quitman Library
202 E. Goode St.
LAKE COUNTRY RV TRAVELERS, of Good Sam Inti Monthly, RV
parks w/in 150 m. radius. 903-569-3677 or 3069.
LAKE COUNTRY SYMPHONIC BAND, Thurs. 7-9 p.m., Broad St.
Quitman High School Band Hall,
Mike Holbrook, Director 903-569-2300.
LAKE HOLBROOK ASSOC., 1st Sat. in Feb., May, Aug and Nov.,
Harold Simmons Community Center, 5:30 p.m. directors, 6 p.m. all
members and guests welcome. 903-569-0223
LIONS CLUB 2nd & 4th Thurs. Noon, Ranchero Country Buffet, Ed
Walton, President; Jackie Bowling, Sec./Treas.
MINEOLA BAND BOOSTERS, 2nd Tues. at 7 p.m. in high school
band hall. All parents invited. Renea Sneed president.
MINEOLA MARINE CORPS LEAGUE (Toys for Tots), 3rd Tues., 7
p.m., American Legion Hall. 903-569-6481, commandant.
MINEOLA SCHOOL BOARD 3rd Mon., Admin. Bldg., Loop 564, 7
p.m.
MINEOLA CITY COUNCIL Meets 4th Monday, 6 p.m., City Hall,
Council Workshop the previous Thursday 5:30 p.m. Public
welcome. Call City Hall for changes in Nov. and Dec. because of
holidays.
MINEOLA HIGH SCHOOL ATHLETIC BOOSTER CLUB Last Mon.
High school lobby, 6 p.m.
MINEOLA HISTORICAL MUSEUM ADVISORY BOARD 3rd Tues. 4
p.m., city hall. Linda Rauscher 569-6944. Public invited.
MINEOLA MASONIC LODGE: 2nd Thurs., dinner @ 6:30 p.m.-
meeting @ 7:30 p.m. All Masons invited. Call 569-2608.
MLOTA LINE DANCE GUILD Tuesday, 8:30 a.m. & Friday, 9:30 a.m.
Guild Coordinator, Sandy Griffin.
MLOTA FIBER/CRAFT ART GUILD Wed. & Thurs 10 am & 1:30
pm, business meeting 4th Thurs, 9:30 am. Guild Coordinator Vera
Fingerle.
MLOTA QUILT GUILD, 1st, 2nd, 3rd Thurs. 9:30 am; Business
meeting 1st Thurs. Guild Coordinator Nancy Gibson.
MLOTA PAINTERS GUILD Weds. 10 am; business meeting 4th
Mon. Guild Coordinator Richard Napier.
MLOTA PHOTOGRAPHY GUILD 4th Tues. 6:30 p.m. Coordinator
Lisa Moss, 903-569-8877.
MLOTA SCULPTURE GUILD Tues. 1 p.m. Business meeting 1st
Tues. Guild Coordinator, Sheila Wyze.
MINEOLA REBEKAH LODGE 1st & 3rd Tues. 11 a.m. 106 S. Line
St. All Rebekahs welcome, 569-2776.
MINEOLA SENIOR CITIZEN CENTER, 308 University, 9:30 a.m.-
1:30 p.m. Carol Cassity manager, 903-569-3073; Dominoes & other
games.
NEIGHBORHOOD WATCH quarterly, 2-3 p.m, Ministries Center.
NORTHEAST TEXAS PARATROOPERS ASSOC. 3rd Saturday of
each month at 7:30 a.m. at the Ranchero in Mineola.
OPEN HEART MINISTRY 3rd Fri., 7 p.m. Mineola Civic Center.
OVEREATERS ANONYMOUS, Tuesdays 5:30 p.m., St. Dunstans
Episcopal Church. 569-9223, 569-1760.
PARENT ADVISORY COUNCIL of Mineola Elementary, 1st Tues.
8:15 a.m., elementary library, Pres. Amanda Medina.
PILOT CLUB 2nd & 4th Tues., 6 p.m. President Sherry Vann, 903-
245-2576; Secretary Lorraine Epps.
REPUBLICAN WOMEN OF WOOD COUNTY - Third Monday, 11:30
a.m., Quitman Tea House. President Jeanette Sterner, VP Malinda
sbe
City National Bank
200 N. Pacific
Mineola
903-569-6161
Member
FDIC
t2l
, r -.nr r
Carter.
ROTARY CLUB Monday noon, Dogwood Room, Mineola Civic
Center. Pres. Jim Albritton; Sec. Todd Karch.
ROTARY RECYCLING - 3rd Saturday, Walmart parking lot, 9 a.m.
to noon. Cardboard, paper and plastic accepted.
STROKE SURVIVORS & APHASIA CLUB of East Texas 4th Weds.
6-7 p.m. First Baptist Church Quitman, Pat Miller 903-878-2392.
TEXAS INMATE FAMILIES ASSOC., 2nd Tues. 6:30-8 p.m. First
Christian Church Tyler, Broadway & Loop, Judy 903-839-2349.
TOASTMASTERS INTERNATIONAL, Garden Valley chapter,
Thursdays on Mercy Ships property, 5:30-6:30 p.m. 903-882-0887.
TOPS GROUP 8-11 a.m. Thurs., Harvest Acres Baptist Church, NW
Loop 564, Brenda Thompson, 569-1240 or Sue Clower 569-2415.
UPPER SABINE VALLEY SOLID WASTE DISTRICT Quarterly 3rd
Mon., 5:30 p.m., Commissioners Courtroom, County Courthouse.
Open to the public.
UTU AUXILIARY MORNING STAR LODGE #851 3rd Mon. (except
July & Aug.) 11:30 a.m., in homes, Dorothy Arrington, sec.-treas.
VFW Ladies Auxiliary #7523 President Vicki Bocz. Meet 3rd Sun.,
1 p.m. Currently recruiting new members. Special events posted on
marquee. 569-2228.
VFW POST #7523: Doug Melvin, Meeting 3rd Wed., 6 p.m. Karaoke
every Friday 8 p.m. 569-2228.
WOOD COUNTY AGGIE MOMS 1st. Mon., 7 p.m., The Quitman
Library, 202 E. Goode, Kristi Bridges 903-967-7599.
WOOD COUNTY APPRAISAL DISTRICT Quarterly 3rd Thurs. 8
a.m., appraisal district office. Open to the public.
WOOD COUNTY COMMISSIONERS COURT every other Fri.,
Commissioners Court, Quitman, 10 a.m. 763-2716.
WOOD COUNTY CRIME STOPPERS every other month (odd
months), third Monday, 6: 30 p.m. W.C. Justice Center courtroom.
The public is invited to attend. W.C. Sgt. Kyle Henson, 903-763-
2201, or MPD Capt. Jack Newman, 903-569-6294.
WOOD COUNTY DEMOCRAT CLUB Fourth Thurs., Addie
McFarland Center, 708 S. Stone St, Mineola. 6 p.m. social-meal,
6:45 meeting. Info at woodcountydemocrats.com or 903-975-4134.
WOOD COUNTY 4-H HORSE CLUB Business meeting, Mon. 2 p.m,
Wood County Extension Office.
WOOD COUNTY GENEALOGICAL SOC. 3rd Mon.
(Except Dec., June, July & Aug), 7 p.m. Quitman library,
Shamburger
Community Room. 967-2458, Dorothy Harbin
WOOD COUNTY HEALTH DEPT. IMMUNIZATION CLINIC, Mon,
Tues., Wed. 9-11 a.m. & 1-3 p.m., 3rd Mon. 1-6 p.m. Public Health
Depart, offices, 213 W. Bermuda, Quitman, 763-5406.
WOOD COUNTY HOSPITAL DISTRICT 2nd Mon. 7 p.m., hospital
conference room in Quitman. Public invited.
WOOD COUNTY RETIRED SCHOOL PERSONNEL ASSOCIATION
Meets the 3rd Monday, Sept. - Dec. & Feb. - April, 2 p.m.,
Quitman Public Library; May meeting, 4:30 p.m. at Holly Brook
Baptist Church in Hawkins. (No Jan. meeting). All retired school
personnel are invited to attend.
WOOD COUNTY TEA PARTY, 1st Monday, 7 p.m. Quitman Library
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Newman, Doris. Mineola Monitor (Mineola, Tex.), Vol. 140, No. 27, Ed. 1 Wednesday, July 8, 2015, newspaper, July 8, 2015; Mineola, Texas. (https://texashistory.unt.edu/ark:/67531/metapth900134/m1/2/: accessed July 6, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu.; crediting Mineola Memorial Library.